Order Granting Defendant's Claim of Exemption and to Dissolve Writ of Garnishment and to Release Funds on Deposit
Michael's answer
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Answered on September 29, 2014
Sounds to me like the funds never got to the plaintiff and the bank is the one holding onto the funds. If so, talk to the bank about what their...
Archived
Can bankruptcy be declared while having an active WC claim
Michael's answer
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Answered on September 29, 2014
When you declare bankruptcy, you must list the WC claim as an asset. You may be allowed to keep all the money if you exempt it properly. To do so...
Archived
Are credit bureaus allowed to keep adverse reports for the full 7 years, once the negative item has been disputed and deleted?
Michael's answer
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Answered on September 29, 2014
Accurate information is allowed to stay on the report. If you successfully dispute something, it should be gone. You can dispute the reaging as...
Archived
I am in chapter 13 and getting ready to make my last payment and a creditor didn't make claim on a secured loan that was listed
Michael's answer
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Answered on September 29, 2014
They can ask and then you have to decide. If it was supposed to be paid through your plan, then they still need their money in order for you to pay...
Archived
Does buying a new car and paying upfront in full with cash avoid any credit reports being generated for the purchase?
Michael's answer
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Answered on September 08, 2014
You are the one giving permission for your credit to be checked. If you are paying cash, I'm sure you can tell them not to run a credit check as a...
I have a derogatory mark on my credit score due to not paying can I get it removed by having a lawyer dispute it and paying
Michael's answer
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Answered on September 08, 2014
Be very clear on what this lawyer said could be done for you. Accurate information stays on the credit report, and you can dispute the credit...
Archived
Is a foreclosure included in a chapter 13 bankruptcy?
Michael's answer
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Answered on September 08, 2014
The debt does not necessarily go away, just your ownership of the house. You may still be liable for a remaining balance, and would probably want...
Archived
LETTER I RECVD FROM A ATTORNEY? IN ANOTHER STATE PER PAYDAY LOAN, IF I DON'T PAY WITHIN 30 DAYS WILL FILE SUIT-SEE ADDTL DETAILS
Michael's answer
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Answered on September 08, 2014
This could be legitimate or could be bogus. An attorney can only file a suit where he is licensed to practice. If the attorney from out of state is...
Archived
I believe I have an eviction on my record illegally.
Michael's answer
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Answered on September 05, 2014
By all means, investigate it and dispute it if it's a false notation. But it is possible for you to be sued without being served. The landlord just...
Archived
Student loan debt and social security question
Michael's answer
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Answered on September 03, 2014
Until you receive your social security checks, nobody is touching that money. Once you start receiving checks, the student loans can be a...
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