How can I rectify the amount of money owed to UIA if they continue to add interest while I make payments?

They usually understand your predicament and may be able to work things out with you. If not, you may need a bankruptcy. Even if you can't...

How do I authenticate document(s)/evidence(s) that I would like to use in trial? Debt collection/limit civil/Superior/CA-LA

The general approach to documents is that they are hearsay, and then you need an exception such as if the documents contains an admission adverse...

I am in Ch13 and considering getting my second mortgage stripped. How far underwater does 1st need to be for this to happen?

The legal side is that if the 1st mortgage is just $1 or more greater than the value of the house, you can get rid of the 2d mortgage. Practically...

Final Judgment Foreclosure/sale date set. Monthly pay to atty should end w/this final order. How to leave our atty?

Mr. Salcedo's is right. An attorney represents you until the court says otherwise so you need an order. You can file the motion yourself and the...

Is there a cut-off date prior to a scheduled foreclosure sale for filing an emergency motion to stay sale pending appeal?

Emergency motions are up to the judge. You need to explain the emergency and show how this is not just a lack of planning. Was the briefing...

What is the maximum amount of time I can stay on a property that has been on foreclosure ( I am a tenant )

When you say "they gave us 90 days" you need to talk to "them." They may be willing to give you more time beyond what the law allows. I would be...

Can I be arrested or checking my wife's credit report?

Nobody is going to arrest you. You can potentially be sued by her or have her throw that at you when it's time to divide the assets. This is purely...

I agree with Mr. Berkus. There may not be a special law for this situation, but courts do want to see reasonable behavior. Adding a late fee for...

I have two companies that are garnishing my wages and I want to stop it but my debt is not over 10,000, what can I do?

All cases are different. If it looks like you can't pay back $10,000 in 3 to 5 years, you can likely do a bankruptcy. Even if you have income to...

I filed a chapter 7,in 2011,my mortgage and debt was discharge d,I m 2 years divorced,we still live in the same residence

Your personal liability was discharged. The mortgage company can't collect from you except on a rental value theory which is rare. But the lien is...