The attorney that was handling my Ch13 case left his firm. Should the firm have notified me ?

The ultimate answer lies in what the court shows as your counsel. If the individual represents you, then he/she still does and can't just walk...

Usually, it's not only the collection agency saying they want fees, it's the contract with the original creditor. It's just a sad fact about this...

Can a borrower garnish you for the same loan that's already being paid and on time?

The answer lies in the repayment plan's terms. Normally, if you are complying then you are correct they can't also try to garnish. What they may be...

Is that legal in Minnesota? Is there no statue of limitation?

The starting point would be to see what the court file says. Chances are you were sued, "served" with papers at an old address which was allowed by...

What do you do if if a bank and/or servicer of a mortgage has been reporting false and conflicting info to credit bureaus?

Every credit report has instructions on how to dispute errors. That would be the first step with each credit report. If the problem persists, take...

Can we lose our house? We have enough equity in that house. She does not care for her credit score at this point. What can we do

You can bet the creditors will send the accounts to collections and file lawsuits. Anyone who gets a judgment can put a lien on the house that you...

Which are the consequences of having a Credit Card Debt with Bank and not paying it? Would I be able to have credit in future?

I'm surprised you got a credit card without giving them a social security number. But, if you don't pay it they will eventually sue you, tell the...

What is the next step?

It's unclear whether you are suing the bank or a person with funds at the bank. I recommend phoning the bank to see if they got the garnishment and...

Once we are out of Chapter 13 protection, what actions can our HELOC bank take against us?

I'm not familiar with Notice of Intent to Foreclose. Generally, the foreclosure resumes where it left off before the 13 was filed, but if there's a...

Can I sue the church for them to pay my student loans and credit score damage

I imagine the church wanted you to finish college and continue being a member of the church. Under the statute of frauds, certain things must be in...