How much time does it take to foreclose on a house after your chapter 13 is dismissed?

Most foreclosures take a year or more, but it depends on the state. Once a bankruptcy is dismissed, the foreclosure picks up where it left off, but...

Sure you can offer a settlement. Most lawyers would do that as the first step, especially if the same lawyer reps tower loan for both cases. What's...

How to delete " frezze" from credit reports ?

The best thing to do is go back to your records to see how you put the freeze on the reports. You likely have to communicate with each credit...

Can I still be liable for a personal debt after filing bankruptcy?

The $35,000 would likely be discharged, but debts related to child support determinations can get complicated. Judgments can also be a lien on real...

How and what do I write in a letter to negotiate a settlement on a private student loan?

I don't think Navient is going to be very strict on what the lawyer says. They are often checking off a box saying yes they got a hardship letter....

What if anything can I do to designate my daughter as the point of communication for this collection's matter?

Either your daughter can write a letter stating she is representing you as an attorney or you can try and do something directly with the collector....

I want to know if I put the car in with the bankruptcy can I surrender it later before the lease is up.

Usually if you want to do something, you can but you just need to figure out how to set it forth in the plan. Sounds like you want to keep the car...

How do i send this, and to whom do i send this information? Also, do i need to send this information to the plaintiff ?

The main rule about court is you send a copy of everything to the other side. The judge wants the list of witnesses filed with the court so make...

To reopen bankruptcy case is there a time limit ?

First, there's no actual time limit set forth in the law. It's more of having an explanation for the why you waited. For a long time, you need a...

Does that 3 year period begin on the date I was a patient or when it actually went into collection?

A statute of limitations is a defense, not a complete bar to collections. You may be getting lucky that they are not collecting, but they...