How do I get rid of a car which has a debt collection company's name on the title as lien holder? We can't even donate it.

You can possibly have it towed away by a junkyard. There may also be a way to apply to the Sec of State for a new title stating the lienholder...

The law does says "acquired for the personal use of the debtor" so that may be an argument. If it's cross-collateralized, then things sound better,...

How do I remove a legal item from my credit report?

You asked about your credit report which won't get better until the judgment is paid or settled. I would certainly try contacting the lawyers to...

Need to know the credibility of two companies to solve credit card debts. Trinity credit counseling Debt helper

Credit counselors or consolidation plans are negotiations. If 1 of the creditors does not accept it, they fall apart. The credit card companies...

Can an individual "sell" debt to a collection agency?

A collections attorney can probably be found on AVVO or some other attorney search service. Many debt collectors just send letters and make phone...

Is my mom's mobile home exempt on my Chapter 7

All your assets and interests have to be listed and then you see what exemptions you can apply. The law presumes you and your mom own 50% shares of...

How long does an individual have to sue a creditor for excessive calling (from the date the debt began)

The limit is 1 year from the date of filing. If it was actually the credit card company calling, and not some collector on behalf of the credit...

Is the Civil form the form I need?

I would start by discussing things with the mortgage company. They may refer you to the foreclosure lawyers, but they can agree to give you more...

How Can I Stop a Foreclosure?

Lien holders are usually business people that are willing to listen to proposals. Right now, however, they are looking at getting a $280,000 house...

I agree with Mr. Moss. Try to work something out. Many states still recognize a lease and a tenant's rights after the foreclosure. I'm not aware of...