Archived
Collection agency put a lean on account that has only ssi money of my 3 disabled children. Is it legal? If not how to remove it?
Michael's answer
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Answered on June 30, 2016
I hope they release the lien promptly, but sometimes you have to go to court yourself to get the money released. You would have to show the only...
Archived
A Calif debtor has died and I am a creditor trying to collect my money.
Michael's answer
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Answered on June 30, 2016
Some trusts are set up to avoid creditors so it depends on the terms of the trust. You have a claim, and the executor of the estate has a duty to...
Archived
If I buy a house before I get married and my future wife already owns a house and declares bankruptcy .
Michael's answer
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Answered on June 30, 2016
You should be safe. Unless you signed onto the mortgage or some refinancing, it's not in your name. And spouses aren't generally called on to pay...
Archived
I filed a chapter 7 bankruptcy and is still paying on my home however I want to keep and account is up to date.
Michael's answer
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Answered on June 30, 2016
It's a tradeoff usually. Reaffirming the debt in the bankruptcy is one way to maintain the credit listing, but in exchange, you are agreeing to be...
Archived
How much information can a collection attorney compel from a non-debtor spouse regarding a debt?
Michael's answer
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Answered on June 30, 2016
Without knowing how MN specifically operates, I can say the court generally wants to know if you are the sole earner, a homemaker, or if both of...
Archived
Civil judgement regarding bankruptcy question
Michael's answer
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Answered on June 30, 2016
Generally, landlord debts are discharged unless there's some element of malicious prosecution or intentional harm. I think the first question to...
Archived
Is there such a word as listendo? Where you put a listendo in place before a lien?
Michael's answer
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Answered on June 30, 2016
If they signed a form granting you the equity, you may have a lien already. You would just need to file it on the property records. A lis pendens...
Archived
I had a repo years ago. I have been paying on it. They took my current car which is paid in full as payment Can I sell this car
Michael's answer
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Answered on June 30, 2016
If they took the car, they are in the process of selling it. You are entitled to assert exemptions in collection actions which it sounds like the...
How can i file for bankruptcy and include my student loans
Michael's answer
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Answered on June 30, 2016
Student loans generally are not discharged in bankruptcy except by showing undue hardship. You may have a good case, but need someone to argue on...
What is the legal time frame for a creditor to renew a judgment in Pennsylvania?
Michael's answer
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Answered on June 29, 2016
Getting them to take an offer means making them think they are getting more than they could get by keeping the lien in place. Keep trying to see if...
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