What do you do when sons credit is ruined from bill supposed to be paid by medicade for mentally ill son?

The credit report is really just information being provided. The agency are free to consider anything, but the credit scores are calculated based...

Can a foreclosure on my house prior to marriage have effect on my husband?

While your husband cannot be held liable for your mortgage debt, anything you own jointly can be affected. If an account is in both your names, it...

Rescission under TILA

TILA would generally require disclosure of the loan terms and notice of a right to rescind. RESPA is more likely to require the actual closing...

You should familiarize yourself with exemption law. Theoretically anything can be garnished until you assert an exemption that protects the item....

What should I do about a reaffirmation agreement request on security interest claimed on jewelry I sold. I can't afford to pay.

The jeweler will review the charge history to see how long ago you bought the stuff, what sort of payments you made, and how likely they are to get...

How do I put a lien on someones personal truck for money owed to me for final payment

The normal way, when most loan companies place a lien, is to be the one holding the title. You would apply to the Sec of State for the lien, send...

Hello.. I had my chapter 13 dismissed without prejudice. I also had a stay relief granted to my car creditor

The motion for relief from the stay would have to be addressed separately. If the same default in payments caused the dismissal and the relief from...

I have a judgement against me that's growing, I want to know what can be done? Can an attorney get me out of it, or settle for l

You always have the potential to settle even after a judgment. You would want to point out your lack of involvement or the weakness in their case...

Question about initiating a small claim case in New York. This person already have collection agencies after them.

accessing someone else's credit report without their permission is illegal and would not be admissible in court. You can try to sue someone at...

Can I be held liable for a telecommunications debt from 1997

Sounds fishy. I would try investigating this law firm to see if they are legitimate. If the lawyer is licensed, then this may just be some mistake....