If you are going to file anyway, no need to wait. If you are hoping the trial goes your way and you don't owe all that money, then it sounds like...

Can I have this debt collection case dismissed

I don't know exactly how TN law works, but it sounds like the detainer warrant is the lawsuit/civil claim. The term makes it sound like they want...

Do Ihave to follow all the steps in Rule 1009? Such as sending to every creditor, etc?

The main parties to worry about are the individual trustee assigned to your case, and the US Trustee. You need to assess the value of the potential...

What can I do if a creditor has filed court papers to put a judgement against me?

A judgment is the end product of a lawsuit. Even if you defend the suit, they may get a judgment against you anyway so agreeing to the judgment...

Think about what they are getting for the $175. Access to your credit card for the full limit. I would not trust them to live up to any agreement...

Can i do anything??

Your rights typically relate to inaccurate information being put on the credit report. Creditors are not required to list your information at all....

Will everything go back to as is?

Sorry to hear about your experiences. It appears that personal injury claims are exempt but that takes a little more investigating:...

How does bankruptcy work? what types are there?

Ch. 7 is the simplest, but any type of case involves disclosing everything you own, all your debt, and all your income. If you are coming into some...

Can my employer in Texas allow a creditor to garnish my wages?

You can ask your employer to stop the garnishment, but they have been given an order they need to follow so that might not work. You need a copy of...

Is it better to have a chapter 13 dismissed voluntarily or by the court?

I would say it's generally better to let the court dismiss it for a couple reasons. If a creditor filed a motion to modify the stay on your case...