I’m doing a chapter 13 for my home but my father died a few years ago so the reverse mortgage are now coming after me.?
Joel's answer
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Answered on July 06, 2018
By the way you pose this question, I am assuming you filed a chapter 13 case without the assistance of a lawyer. These are complicated cases and I...
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My parents are currently being sued by a health care company and they currently just filed for chapter 11, what happens next?
Joel's answer
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Answered on May 16, 2018
Even though the company filed a Chapter 11 case, the automatic stay would not prevent the company from continuing with the suit against your...
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My husband is filing for bank. due to a debt from a bonus that he has to repay due to being fired. Can I keep the house?
Joel's answer
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Answered on March 26, 2018
I agree with the answers provided. There is not enough information to provide an answer. There are open questions, e.g. is there equity in the...
Can I sell my motorcycle before I file Chapter 13?
Joel's answer
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Answered on November 27, 2017
Yes, assuming that you receive fair value for the motorcycle and the amount you receive is enough to pay off the bank. You will need to obtain the...
Can I file a chapter 13 to save my home?
Joel's answer
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Answered on November 01, 2017
Assuming you have net income that exceeds your monthly expenses and can propose a Chapter 13 plan that allows you to catch up on the missed...
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Bankruptcy question
Joel's answer
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Answered on August 29, 2017
In order to receive a discharge in a newly filed chapter 7 case, you would have to wait until 8 years have passed since the date of filing of the...
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Foreclosed in 2007, chapter 7 same year. judgement filed 2017 for HELOC. Is there a SOL on HELOC?
Joel's answer
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Answered on August 28, 2017
Assuming that the HELOC was entered into prior to the filing of your Chapter 7 case and that you either listed the debt or the Chapter 7 trustee...
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When mortg arrears is put into the ch13 payment, how do sufficient taxes and insurance get paid (our mortg is escrowed) on time?
Joel's answer
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Answered on August 02, 2017
First of all, you must have enough disposable income to make the monthly payment to the Chapter 13 trustee.
Next, in the month following the...
Does it matter to the chapter 13 if my non filing spouse is not on the mortgage to the house we jointly own?
Joel's answer
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Answered on August 01, 2017
You should seek counsel from a bankruptcy attorney, but it should not matter that your non-filing spouse did not sign the note and mortgage....
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Is it better to catch up on an arrears mortgage before filing ch13 or to put it in the plan?
Joel's answer
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Answered on July 11, 2017
One of the main purposes of a debtor filing a chapter 13 case is to allow time to catch up on mortgage arrearages. Assuming that a plan payment...