15 years ago i got arrested for drunk driving and marijuana possession and traffic violations.. all was dropped but the DUI

If it is a private background company, go ahead and submit your dispute to them -- pointing out that the only conviction was for the DUI. They...

Need a lawyer

Sometimes it is hard to find an attorney because there is no good legal theory to use in a particular fact situation. Attorneys can be sanctioned...

Is it legal in Illinois for an insurance company to back-date insurance coverage on a force-placed policy?

There has been a lot of litigation over forced place insurance, with most of the cases being class actions. The cases have alleged various issues,...

Most standard mortgage contracts contain language which allow them to do this in order to protect their security interest in the property. If you...

Is a mortgage lender required to notify you within a certain amount of time if your loan has either been approved or denied?

The federal Equal Credit Opportunity Act does require them to send you a written notice within 30 days after receiving a completed application. ...

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My X wife cant refi the house (which has my name on it) now she wants to short sale it, shld I agree to this

I am just answering the consumer law side of this question, you should see your divorce attorney to discuss the divorce issues. Is the mortgage...

Marijuana charges come up on background check 15 years later

More and more old convictions are showing up on background check reports as more counties put their old records online, so that may be what...

In a 3-unit building in Chicago that is NOT owner-occupied, can a lease be drafted that says, The CLTO does NOT apply?

If the building is in Chicago, residential and not owner-occupied (no matter how many units), there is nothing you can do to avoid the RLTO, and...

Can I sue a mortgage servicer?

You can definitely sue a mortgage servicer -- my firm has filed many such suits, but whether you personally have a good claim is dependent on more...

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If a debt collector filed a lawsuit against me with 7 years of me defaulting on a credit card. Can they persue the case forever.

See a consumer law attorney. They may have violated the FDCPA if they did indeed sue you after the statute of limitations expired. Do not miss...