Credit reported not accurate

You need to dispute their reporting directly with the credit bureaus in order to preserve your rights under the Fair Credit Reporting Act. If they...

I was told by the manager and the finance manager to come back in a year to refinance. Both left and now told it is illegal?

I have heard many stories of car dealers convincing people to go along with bad deals based on a promise to refinance at some future date, which of...

Fraudulent accounts opened by my wife, i.e. credit cards and student loans.

Along with obtaining a family law attorney as suggested, you may also want to consult a consumer law attorney about the fraud and its impact on...

Can I be made, to pay a collection bill for insurance I no longer received through my former employer ?

Normally you have to fill out a Cobra form and elect to continue coverage in order to retain the insurance. If the premiums aren't paid, the...

How can I file a class action law suit against Everest I know there are plenty of people from my same class that would join.

Go see a class action attorney. Most will provide a free consultation. Everest is being forcibly shut down in many states. I believe there may...

If a US collection agency is sending you notices, it is possible that they could report the debt to the credit bureaus. Whether the bureaus would...

I got deferred action and I've been pre-approved for 98k for a home loan, is it possible to get the loan

Most mortgage applications contain a question about whether you are a citizen or permanent resident. Be sure to answer those questions honestly or...

I try to rent and apartment open a bank account and etc my credit report came back bad because i was not in equifax system

I have seen a lot of clients with this type of problem lately, and it is very frustrating. You have an absolute right to obtain whatever file...

Can a out of state collection agency file legal action from a payday loan company if I live in illinois

The call could be a scam. There are a lot of scam artists targeting people who have had or applied for payday loans. They normally threaten...

There is no limit in Illinois, unfortunately. You have a right to a copy of the report they obtained, and they were not supposed to take "adverse...