I NEED HELP! am a victim of stalking/harassment and identity theft by the same person.

On the identity theft aspect of your question, you should put a fraud alert on your credit files with the major credit bureaus (Experian, Equifax...

My health insurance never paid their portion of my dentist bill. Now a year later they filed my account over to collections.

Send a written dispute of the debt to the debt collector immediately explaining that the bill should have been paid by insurance, and check your...

I am getting my wages garnished for a car loan can I take the car since I'm paying for it?

Is there actually a judgment against you, or are your wages being taken based on a wage assignment you signed when you cosigned for the car? If...

I just got done with my motion to dismiss a foreclosure complaint in cook county illinois... the basis for my dismissal was....

Sorry, but you are really unlikely to be successful with that argument in Illinois. The vast majority of mortgages have been securitized for many...

Do I have any legal recourse?

You should have a consumer protection attorney review your documents. Most will provide a free consultation. There definitely may be some claims...

Is it true that the 7 or 10 yrs. negatives remain on your credit are only max times and not required wait times per FCRA etc.?

The Fair Credit Reporting Act (a federal law) requires removal of derogatory items after the time periods set forth in the statute. Nothing in the...

How long does an eviction take to be on my record?

Some tenant screening companies are picking up evictions right when the are filed, and are managing to report evictions that are later sealed, for...

I want to know if my claim could have any standing in court.

There are some legal doctrines in Illinois that make these cases challenging for individuals to win -- one is the "voluntary payment doctrine" (can...

Talk to a consumer law attorney, but you most likely are required to arbitrate your claim with T-Mobile as virtually all cell phone providers have...

Could I change payment plan on a contract signed with contractors?

Have a consumer law attorney review the contract to see if they have any argument for continuing to charge the "processing fee." Assuming this was...