How can we put it to the dealer so that he will keep the car and return my sons down payment?

If they fix it you probably can't get out of the contract. You might want to have an independent mechanic look over the car before they touch it...

Default judgment vacated, statement untrue. Are they indeed guilty of Class 3 felony ? Do I need to motion for sanctions ?

See a consumer protection attorney right away. If your version of the facts is correct, they violated the Fair Debt Collection Practices Act, and...

A collection agency is trying to collect on something I do not owe, what should I do? Do I need legal help?

You may have a good claim against the collection agency under the Fair Debt Collection Practices Act. You can obtain up to $1,000 in statutory...

What is the statute of limitations for charged-off private student loans and can we legally be sued by debt buyers?

If a lawsuit has actually been filed, your husband needs to defend the suit or they will get a default judgment against him. There are many...

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May an attorney lawfully write a "cease & desist" letter for activities that are not unlawful? Can he get in trouble for that?

I suggest talking to the local American Civil Liberties Union branch about your situation. They can look at your emails and advise you as to...

Can I sue?

See a consumer protection attorney who handles Fair Credit Reporting Act cases to be sure. You should dispute the pull with the credit bureaus and...

Affidavit of defense

You need a real defense -- such as that you were not really behind on payments when the car was repossessed, or that the lender had agreed to some...

My 95 year old mother's prescription meds responsibility while staying at an assisted living facility in pensacola,florida..

Since it's on your credit report, you may be able to use the Fair Credit Reporting Act and go after them here in Illinois, if they don't remove the...

Is it legal for dealership to make customers to sign a blanket contract?

It depends on what parts of the contract were blank. There are certain disclosures that are required by the Truth in Lending Act (having to do...

When looking at a credit report and a student loan was marked "Bad Debt' Balance owed "0", "0" due should mo. pmt still be made

I suggest having a consumer protection attorney look over your documents. We have found many consumer protection violations occurring in...