Can I debt collector legally email me a settlement offer and say its not a settlement offer? Can I negotiate an offer? How?

Unfortunately, the Fair Debt Collection Practices Act probably does not apply in this case, because it appears to be a business debt, so there...

What can I do of a company takes money from my account without authorization?

Depending on the facts, this could be a violation of the Electronic Funds Transfer Act. See a consumer protection attorney to discuss the details....

Stove leaking gas and the non-functional window - should the landlord make these repairs?

You could try complaining to your village building code enforcement department. Also, try contacting the Metropolitan Tenants Association for advice.

Mortg Co took part of regular payment as a fee for being discharged from chap 13 put remainder in holding and calling me late ?

Was a notice of final cure sent to them before the Chapter 13 was dismissed? If they did not respond and raise the alleged fee at that point, they...

You have already done one of the best things you can do -- which is disputing the charge with your credit card company. Make sure you put your...

Must I pay?

You owe the rent. If you can prove the landlord was responsible for the water bill -- which is going to depend on what is in the written lease (if...

What do I do if I was frauded when leasing a truck

You should look for an attorney who handles commercial disputes, consumer protection or a general practitioner. Whether you can get your money...

My father recently passed away and we are wondering what our responsibilities are to pay off small credit card bills?

Talk to an attorney who handles probate matters about how to handle the situation. In some cases you can do a small estate affidavit, but not if...

After city fails to inspect rental property, are they required to acknowledge violations from inspection I paid for myself?

I don't believe the local city has any obligation to put your report in its records. You should be able to use your inspector as a witness if...

Can I sue an oral surgeon who is in California when I am now an Illinois resident

You need an attorney licensed in California. The case would have to be filed there.