How do I avoid wage garnishment?

There are many consumer attorneys in Illinois, such as my firm, who will handle debt collection cases for a small charge, and sometimes at no...

What is landlords responsibility for a bedbug infestation?

Landlords have been successfully sued in Illinois over bedbug infestations. The first poster is correct that she should save any proof of damages....

If you recieve a credit card in the mail that you never asked ,used or signed are you liable for any debt if it is stolen?

It is a violation of the Truth in Lending Act to send an unsolicited credit card, although it is very possible that an identity thief made an...

Why the bank has denied to modify my mortgage?

That basically means that based on your income and the amount you owe on the mortgage, the mortgage company would have to forbear more than they...

Summons for credit card payments

You should discuss your situation with a law firm which specializes in representing consumers, such as my own. Depending on who is suing you...

Is there a certain amount of time to cancel the purchase of a used car, although I signed a as is warranty?

No there is not. Unfortunately, a lot of people believe there is a three day right to cancel a contract to purchase a car, but there is not. The...

Is it worth my time and money to invest into the Residential Relief Foundation out of Mayland?

I am not familiar with that particular company, but you should be very careful because there are a lot of scam artists out there trying to make...

Do we have a right to be reimbursed for back rent?

I recommend contacting the Metropolitan Tenants Organization in Chicago for advice. They have a tenant's rights hotline that provides advice for...

If they do send it to collections you have rights under the Fair Credit Reporting Act and the Fair Debt Collection Practices Act. If you advise a...

What do you do when a creditor refuses payment on an agreed settlement order?

I recommend contacting an attorney who specializes in consumer law about your situation. A detailed review of all of the facts may indicate that...

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