Under Illinois law, does a new verbal agreement annul a previously signed loan agreement?

Contact a consumer protection attorney and have them review your documents. Most will provide a free consultation, and many will take good cases...

Am I stuck with this lease?

You should contact an attorney who specializes in representing tenants. The Metropolitan Tenant's Organization in Chicago is also a good resource...

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Need HELP! Can I sue my gas company for shutting off our gas in 17 degree weather, especially when it was their mistake?

Complaints against the gas company normally have to go through the Illinois Commerce Commission first. If you cannot find an attorney to do so for...

Do I have to pay a loan company the amount they say I owe if it is totally unreasonable?

Unfortunately, lenders are allowed to charge some amazingly high interest rates in Illinois. However, it is possible that the lender violated the...

In small claims court can they make me pay my full debt, though I cannot afford to?

Whether they can force you to pay once they obtain a judgment against you depends on whether you have income and assets that are not exempt from...

I received a summons from a credit card that is solely in my name. What would happen if I don't show up.

They will get a default judgment if you do not show up in court. They cannot garnish your husband's wages if he had no connection to the account,...

HAMP and mechanics lien

The HAMP regulations do require good title, so the lien would probably prevent a permanent HAMP modification from being approved. Your mortgage...

How do I settle properly with a debt collection agency when they have already sent me a summons?

I agree that contacting the attorney is a good idea, but even if you do and the attorney is aware of the settlement, make sure EVERYTHING is in...

Which information has precedence: my signed lease or the word of my landlord?

I would advise consulting an attorney who specializes in tenant's rights. If your apartment is covered by the Chicago Residential Landlord Tenant...

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Can the wrong person be summoned to court over debt that is not theirs?

He needs to move to vacate the judgment right away. He really should hire an attorney. If he absolutely can't afford one, there is an advice...