My previous landlord is withholding my security deposit because he claims I owe money on a Nicor bill.

Unfortunately, due to the size of the building, the Illinois Security Deposit Return Act does not apply, which means your only recourse is a breach...

I have a situation where I'm dealing with bank fraud. My friend used my account without my knowledge & I'm paying for it.

You need to dispute each fraudulent account with the credit bureaus in writing. If your disputes do not work, I recommend contacting an attorney...

Do I have a case for Smail Claims Court and would I do good having a lawyer?

I recommend that you also file a complaint against them with the Illinois Attorney General's consumer division. Many of these companies are scam...

I forgot to reaffirm my first mortgage in my bankruptcy a year ago and just realized it was not reaffirmed... now what?

If your lender is participating in the government's HAMP mortgage modification program, the regulations say that they cannot refuse a HAMP...

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A credit collector is taking me to court. I am currently in a debt payment program, that these people know about.

I recommend consulting an attorney who specializes in consumer law to discuss the facts of your case. Most will provide a free consultation, so...

I need to find out what a credit card company can do to collect a debt.

One word of advice about making sure you don't lose access to your SS benefits if they send a citation to discover assets to your bank: make sure...

If the call came from your original creditor, as opposed to a third party attempting to collect the debt on their behalf, such as a collection...

The Lexis Nexis entry for my building says "mortgage foreclosure disposed"...advice?

The Lawyers Committee for Better Housing in Chicago has a special project which advises tenants in your situation. I recommend giving them a call....

A Debt collector keeps calling the house what should i do, they even are asking for my SS#?

This could also be a scam -- especially since they are asking for your SSN. There are a lot of scams out there where the scam artists pose as debt...

Deposited $2,500 ck into ck acct. bank lost ck. Can't reach issuer of check. bank won't release funds

Sometimes complaining to the office of the president of the bank will get you a better response than complaining through the usual channels -- it...