Truth In lending act what recourse do I have

Because flood insurance is not normally part of the finance charge as defined by TILA, it is not likely to be a TILA violation, but an attorney who...

Are new ebay seller fees on shipping costs legal?

An attorney would have to review their disclosures to see if the fee was adequately disclosed. It is hard to challenge a fee that was disclosed in...

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No heat in my apartment... Continuously keep asking and the landlord keeps blowing me off

Calling the City's heat hotline was the best step you could take. The first answer gives correct information about the temperatures the landlord...

Along with what the other posters said, you should also report him to the Attorney Registration and Disciplinary Committee (ARDC) if he is missing...

Filing a Satisfaction of Judgement in Cook County Illinois

You shouldn't need an attorney to file it, and your sister should be able to file it for you. If the case is at the Daley Center, there are help...

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Is Offering the Bank a Short Payoff a Viable Option in Foreclosure?

From what I have heard, banks aren't normally even willing to do a short sale in which the buyer is a relative of the borrower, and they generally...

Relevance of credit score in foreclosure purchase

If you need a mortgage, your credit score is always important. Assuming you meet the other qualifications, you should be able to get an FHA...

Can a condo association restrict the number of occupants living in a condo? Mother, father + 4 children under the age of 6.

John Marshall Law School has a Fair Housing Clinic that could probably give you an answer as to whether this occupancy restriction sounds...

Can my husband sell the house to me?

There is no law against a husband selling to a wife, but as a practical matter, you may have trouble getting a mortgage because most lenders are...

Does the act of fulfilling the requirements of the agreement alone, create the agreement or..

Most modifications have language in them saying they are not binding unless signed by the lender. However, most lenders are not returning the...