Archived
I have medical bills from 2009 that I have never gotten copies of. Now all this time has passed and a credit recovery is trying
Neal's answer
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Answered on September 18, 2014
The collection agency needs to send you a letter giving you the opportunity to dispute the debt and request validation. It seems you may have a...
Archived
What are my hopes for health insurance as a green card holder?
Neal's answer
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Answered on September 18, 2014
You should be eligible for insurance under the Affordable Care Act. You should check out their website. If you are over 65, you should be...
Archived
Collection Agency contacting me regarding hospital bill I paid 4 years ago.
Neal's answer
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Answered on September 17, 2014
Creditors have several years to collect an alleged debt. You may want to contact the hospital directly and file a complaint with the hospital...
Archived
I have 2 school loans being garnished. And just noticed that they have also been taking out fees? Can they do that? 18,000 in
Neal's answer
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Answered on September 17, 2014
Yes collection actions can cost the debtor fees and costs. You may want to speak with a consumer lawyer or bankruptcy lawyer to go over the...
Archived
Car accident with 5 passengers how much is each settlement for each passenger compared to hospital bills?
Neal's answer
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Answered on September 17, 2014
As the others have suggested, each settlement is based on a variety factors under Illinois law. Just like you wouldn't do surgery on yourself, I...
I have sr22 and got into an accident what can happen
Neal's answer
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Answered on September 16, 2014
It sounds like you have complied with the law since you have a valid insurance and a license. You should report the accident to your insurance...
Archived
What do you do when someone has forge your name on a life insurance policy
Neal's answer
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Answered on September 16, 2014
Are you concerned that you are forged as a beneficiary? Your question is not clear. If your grandmother has passed, and you believe that there...
Archived
I have a delinquency in my account .It came because of banks fault. I wanted to get it removed .
Neal's answer
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Answered on September 14, 2014
Go to the bank branch and speak with a manger. Hopefully, the manager will look at your account history and correct any mistakes. Every bank...
Archived
What are the statue of limitations for IL & AZ? i owe an equity line of cr of $51,000 dating bk to 2010. does this loan qualify?
Neal's answer
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Answered on September 13, 2014
It appears that you owe on the line of credit. You need to hire an attorney to discuss rhe defenses you may have, if any. If you do get sued make...
Archived
I need help with writing a dismissal letter to the judge. I am being sued by a bad debt collector.
Neal's answer
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Answered on September 11, 2014
You need to hire an attorney to help you dismiss the case. You should look for a debt collection defense attorney, consumer attorney, or use the...