Archived
For what purpose would a debt collector return my previous letters & their previous correspondence weeks after they were sent?
Neal's answer
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Answered on October 15, 2014
If they don't have proof of the original debt, they should close your file and send it back to the original creditor. To best answer your...
Archived
How much do I pay in court costs in a chapter 13 bankruptcy in Illinois, cook county - what is the standard percentage?
Neal's answer
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Answered on October 14, 2014
The court costs to file are $335.00 but the costs can be paid in installments. The trustee's fee is determined by the amount the Debtor pays into...
Archived
Can I sue a ambulance company if I hurt my back lifting a resident back in his wheel chair. I work for another company.
Neal's answer
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Answered on October 13, 2014
As I previously said, you possibly have a negligence claim against the ambulance company since it failed to transport the patient safely and its...
Archived
Can I sue a ambulance company if I hurt my back trying to lift a patient back in his wheelchair.
Neal's answer
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Answered on October 13, 2014
If you were working at the time, for the resident, hospital, or other facility, you definitely have a workers compensation claim. You also have...
Archived
UM Offsets and 3rd Party BI limit
Neal's answer
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Answered on October 13, 2014
Do you mean underinsured motorist benefits (UIM)? UM benefits apply when the at fault third party has no insurance and there is only your policy...
Archived
Chapter 7 bankruptcy and inheritance
Neal's answer
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Answered on October 12, 2014
It depends on whether you asserted any exemptions toward the inheritance. Your wild card exemption can be used and if you scheduled any part of...
Archived
Chapter 7 personal injury lawsuit
Neal's answer
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Answered on October 11, 2014
You need to speak with a bankruptcy attorney. In Illinois, an injured party is entitled to a 15,000 exemption for proceeds from a personal injury...
Archived
Is it illegal to hold an insurance card that was delivered by accident to a different address?
Neal's answer
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Answered on October 10, 2014
I agree with my colleagues that nothing illegal was done here. You could make a vague claim that he's withholding your mother's property despite...
Archived
Can a legal firm freeze your account without going to court
Neal's answer
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Answered on October 10, 2014
This sounds like a third-party citation to the bank, which is stamped by the clerk of the court. Once the bank receives the citation with limited...
Archived
My chapter 7 has been discharged 3 months ago , can I file for another ?
Neal's answer
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Answered on October 09, 2014
No, you have to wait 8 years before filing another Chapter 7. You are probably eligible to file a Chapter 13. Contact a bankruptcy attorney.