Archived
Can a hospital turn me over to a collection agency & put me in the credit bureau as a bad debt even though I have sent payments
Elisabeth's answer
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Answered on April 19, 2012
Short answer is yes. The original creditor can choose to sell the debt you owe them to a collection agency if they don't want to wait for you to...
Archived
I have been sued by a credit card company. No money for a lawyer. Should I contact the plantiff lawyer for settlement?
Elisabeth's answer
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Answered on April 19, 2012
The plaintiff's lawyer is a good place to start to attempt to settle the debt. You can attempt to negotiate a monthly payment plan or a lump sum...
Archived
Will my business be affected by me filing a personal chapter 7?
Elisabeth's answer
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Answered on April 19, 2012
Chapter 7 bankruptcy is a liquidation of your debts and your assets. Your business may be affected as an asset that you own. The main issue in this...
Archived
If I short sell my home after filing a Chapter 13 bankruptcy do I avoid tax liabilities for the deficiency?
Elisabeth's answer
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Answered on April 17, 2012
You will not be allowed to short sell your property without the permission of the court. Despite including the payment of the debt inside or...
Archived
I filed a chapter 13 5 yrs ago but got discharged in 2011. Can I file another chapter 13 in 2012?
Elisabeth's answer
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Answered on April 17, 2012
While I agree that you are able to file a new Chapter 13, and receive the appropriate discharge after receiving a discharge in a prior Chapter 13...
Archived
My legal rights concerning the "Family Expenses Act"?
Elisabeth's answer
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Answered on April 17, 2012
The above answers are correct. If you are unable to help your wife settle the debts then I suggest contacting a bankruptcy attorney to discuss your...
Archived
Judgements against deceased ex husband
Elisabeth's answer
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Answered on April 17, 2012
I agree with the above answers. I would also suggest to your local clerk of the court office to review the history for each of the three judgments....
Archived
I pay my ex wife child support and I noticed she filed for bankruptcy and didn't report the child support. is that fraud?
Elisabeth's answer
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Answered on April 16, 2012
I agree with the above answer. Further, if the child support was unintentionally omitted from her petition it would most likely not be considered...
Archived
Can a collection lawyer get a judgement and freez an account that is already in negative balance and have no mony to deposite?
Elisabeth's answer
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Answered on February 28, 2012
The bank won't pay more to the creditor than you currently have in your accounts. The bank will still freeze the account, so that any funds you...
Archived
Can I discharge Condo association fees in bankruptcy?
Elisabeth's answer
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Answered on February 28, 2012
I agree with the above answer. You will need to be careful with the condo association fees that come due after the Chapter 7 case is filed. You can...
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