Elisabeth A. Mohr's Answers (54)

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Attorney sending me email goint to sue me for past-due payday loans. He will not tell what company until I pay no cr-cards pymts

Elisabeth's answer | Answered on January 25, 2013

An attorney would not be attempting to collect a loan via email. This sounds like a scam. You should not pay a creditor without getting proof that...

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My attourney says he filed my bankruptcy. I didn't sign the final papers and I've not heard anything else from him.

Elisabeth's answer | Answered on January 25, 2013

Both of the above answers provide excellent advice. I would also suggest making the request for you documents in writing, such as sending the...

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I need to buy a car, I just found out that i have 9 potentially negative items on my credit report !

Elisabeth's answer | Answered on January 24, 2013

While I agree with the above answers, if you really can't afford to pay the negative items on your credit report it may be time to pursue...

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Can a social security check or pension from spouse be garnished in Illinois?

Elisabeth's answer | Answered on January 24, 2013

Funds received from Social Security benefits can not be garnished by a creditor. To keep them safe from garnishment you should keep them in a...

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Am I able to include "student loans" in bankruptcy?

Elisabeth's answer | Answered on January 24, 2013

I agree with the above the determining factor is whether or not you owe the online school "student loans" or "tuition". Student loans would not be...

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I just found out on Cook County Clerk's website that there is a case entered agains me. It says case set of status call 1/28/13.

Elisabeth's answer | Answered on January 24, 2013

Being a co-signor is exactly the same as being the signor on a loan. It doesn't matter if you signed for someone or they signed for you because you...

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We were renters who allways paid on time...however the owner filed for bankruptcy some time ago...since then we have had to

Elisabeth's answer | Answered on January 24, 2013

Your first step is to look at the bankruptcy filing to see what your landlords intentions are. In a Chapter 7 this is listed on the Debtor's...

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We are renters who were renting from someone who filled bankruptcy!!

Elisabeth's answer | Answered on January 24, 2013

The first step is to check the bankruptcy papers to see what your landlords intent is for the property where you rent. If his intent is to keep the...

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Not sure if the debt is mine!

Elisabeth's answer | Answered on January 24, 2013

I agree with the above answers. I do want to warn you that it is important to verify that you actual owe the creditor funds for the debt they are...

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Can I ammend my bankruptcy to include a possible tax return (haven't even filed yet) if our 341 meeting is tomorrow?

Elisabeth's answer | Answered on January 24, 2013

Yes you can amended your schedules after the bankruptcy petition is filed. It would be best to amend the schedules prior to the hearing date and...

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