Is it legal to demand post judgement interest if it was not originally in the papers?

Generally, when a judgment creditor obtains a judgment against you, the law entitles that creditor to post-judgment interest. Although I'm...

Homeload Modification "hardship letter" help?

Hardship letters are required for both in-house modifications and the government's Home Affordability Modification Program ("HAMP"), which is part...

Approx. 1 1/2 years ago I had a PDL and called to set up payments and they would not so I stopped payments to this company.

"ACH Electronic Withdrawals" - the official name for the automatic withdrawals from you account, are extremely hard to stop and often create...

We live in CA. and are 2 years into a ch.13 bankrupcty. Our loan company send our mortagage to a collection agency is this legal

The first thing you should do is contact your bankruptcy lawyer and ask him or her about the status of your case. You want to ensure that (1) your...

Bankruptcy Did Not Reaffirm Home Loan - Now What?

Homeowners in your situation often find themselves wondering what they should do with their home post-chapter 7 discharge. A bankruptcy discharge...

The home that i am renting has now been auctioned and sold yesterday, now the new homeowner wants to kick me out, what do i do?

The answer to your question depends on the laws of your state. In Illinois, assuming the lender complied with the Illinois Mortgage Foreclosure...

I live in Illinois and have a few returned checks written to Casinos are they dischargable in Chapter 7

The previous attorney response was right on target. This answer is merely to add to it. You should be especially careful about filing a...

Does errors in a reaffirmation agreement cancel the aggrement?

The very broad answer to your question is "no" but that doesn't mean you are stuck with the reaffirmed debt. Let's change course a bit a discuss...

Unfortunately, the answer to this question is not completely clear. Every month, you make a payment of some amount - we'll use $1,000 as an...

Can I convert from chapter 13 to 7, after once filing for chapter 7, 8 yrears ago.

Dear Debtor, You should consult a lawyer because the specifics of your overall situation make it difficult to know if you should dismiss and...