Can an original creditor still report a debt if it has been dismissed by the collection agency.

The Fair Credit Reporting Act is supposed to stop this sort of activity. Unfortunately, there are no penalties in that act when someone violates...

Garnishment of wages...

In Illinois there is a law called the Family Expense Act. Under that law spouses are responsible for the debts incurred for the necessities of...

We have opposed Midland Funding on several cases over the years. They purchase debt from creditors and then sue the named debtor. We have seen...

Question about potential Lawsuit

As others have stated, the injury you describe may not support a lawsuit. However, you should inform the hotel and make a claim on the hotel's...

Can the Illinois Dept of Revenue garnish my Social Security income or my small pension.

No. Social Security and qualified retirement plans, i.e. pensions, 401(k), etc. are expemt from execution by creditors. Furthermore, funds in...

Selected as the best answer

Being sued by attorney/debt collector. $522.19. I want to settle out of court to avoid court cost and appearance fee

I agree with all above answers. You should call the attorney, discuss the matter and seek to settle. You state that you were "scammed." When...

I represent both homeowner associations and individuals being pursued by homeowner associations. I disagree with the other answers above. A...

Condo and homeowner associations have only as much authority as the Declarations and By-Laws allow. The association should provide you with a copy...