Archived
In 2009, unbeknownst to me, my employer gave me a bad check for over $3000 I cashed the check but the company filed bankruptcy
Lawrence's answer
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Answered on October 08, 2013
Is the bankruptcy case still open? If so, you may have an opportunity to file an adversary complaint against the employer contesting a discharge...
Archived
I had a home in foreclosure in 2008 with a home equity loan on it from my credit union.I was unable to convince the credit union
Lawrence's answer
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Answered on August 28, 2013
Foreclosure addresses the lien on the property and obtaining possession of it as collateral for a loan in default and remaining unpaid. A...
Archived
What should i be doing about my foreclosure?
Lawrence's answer
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Answered on August 28, 2013
Go to the office of the Clerk of Courts for the county in which your case is being heard. In their file room, you should be able to look at the...
Archived
I filed Bankruptcy. after filing, one of the creditors sold the account. Is that legal?
Lawrence's answer
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Answered on August 21, 2013
Yes, selling the debt (and the buyer collecting on it) is legal since you did not receive a discharge of the debt. Since the case was dismissed,...
Archived
Is the average current income figured on Schedule I based on a yearly average or the 6 month average like on the means test?
Lawrence's answer
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Answered on June 04, 2013
The income on the Statement of Current Monthly Income and Means Test looks back over the immediate past six months and then annualizes that amount....
Archived
Chicago, IL jurisdiction (specifically) pertaining to 401(k) Loan CH7 Bankruptcy Schedule listing: D & I -or- just Schedule I?
Lawrence's answer
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Answered on June 04, 2013
The 401k loan should not be listed on Schedule D. As the prior answer indicated, you are the creditor since you are paying yourself back.
Archived
If I started to file chapter 13 but want to change to chapter 7, is that possible?
Lawrence's answer
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Answered on May 24, 2013
If you have not filed yet, then you certainly can change attorneys and also file under a different chapter, so long as you qualify under the Means...
Archived
Can you have more than 1 property/deed in your name in the same County in IL if 1 is being foreclosed on?
Lawrence's answer
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Answered on May 14, 2013
There is nothing against owning more than one property in your name in the same county. If your mortgage was discharged in the Ch. 7 bankruptcy,...
Archived
I'm a landlord that has taken two past tenants to court and both of them were ordered to pay but of course I've yet to see
Lawrence's answer
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Answered on May 09, 2013
As previously mentioned, several options are available (wage deduction, citation to discover assets, and non-wage garnishment) but you, as the...
If I continued my payments on my house after a bankruptcy, but didnt reaffirm, can they sue me if stop making payments now?
Lawrence's answer
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Answered on April 02, 2013
Your lender can only sue you for purposes of foreclosing on the lien recorded against the property. You do not have any personal liability for the...
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