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Our property taxes were sold after a chapter 7 in 2008 and active quiet title case that was filed in 2007... Who is responsible?
Lawrence's answer
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Answered on April 01, 2014
The question references the purchase of a property for unpaid taxes at a tax lien auction by the sheriff. Just because the property taxes were...
Archived
I recently paid off my house and the bank refuses to give me the deed. Is this valid?
Lawrence's answer
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Answered on January 23, 2014
As others have indicated, the document you want to be sure is received from the lender is a release of mortgage. That document is created by your...
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WHAT IS A DEFICIENCY AS FAR AS FORCLOSED PROPERTY
Lawrence's answer
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Answered on January 23, 2014
A deficiency is the difference between your existing total balance due (principal, interest, fees, costs, etc.) and the price for which the...
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Can I get my home back after foreclosure sale? My mortgage was with a small credit union that would not work with me at all.
Lawrence's answer
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Answered on January 23, 2014
I recommend you speak with a local foreclosure defense attorney immediately to see if your lender followed all legal requirements under California...
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I had a loan modification with BOA and they sold my mortgage to Everhome Mortgage who claims I do not have a modification.
Lawrence's answer
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Answered on January 23, 2014
You may wish to file a complaint with the Office of the Comptroller of Currency (OCC) as the prior answer referenced. This should require the...
Can you use a different lawyer to change from a chapter 13 to a chapter 7?
Lawrence's answer
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Answered on January 23, 2014
Yes, you may use a different attorney so long as the court approves. Be sure the new attorney explains the impact of converting the case to you.
Archived
My house is not paid off and I would like to add my son to the deed. Do I need a thumb print done in Illinois.
Lawrence's answer
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Answered on December 19, 2013
The notarial record law was enacted to prevent mortgage fraud in Cook Couty. That law requires any Illinois notary who is notarizing a document...
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Co-Own Home with sister
Lawrence's answer
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Answered on December 10, 2013
A quit claim deed should be able to achieve what you are seeking, by transferring ownership from you both to just your sister. As for needing an...
Archived
So i filed a chapter 7 it hasn't been discharged just yet but will be on NOV 5th i filed on my own.I have over $8,000 in parking
Lawrence's answer
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Answered on October 31, 2013
Debts for unpaid parking tickets are dischargeable in a chapter 13 case but not in a chapter 7 case in the Northern District of Illinois. You...
Is an adversary proceeding dismissed when filed in a chapter 7 if you convert to a chapter 13?
Lawrence's answer
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Answered on October 18, 2013
Converting to Ch. 13 does not dismiss the adversary case. It will either need to proceed toward judgment or be dismissed if the plaintiff is...
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