In regard to consumer debt, has anyone heard that if a Cease & Desist was placed does that stop the creditor from filing suit ?

Even if you send a cease and desist, the collection agency may still file suit against you. That's one of the risks of sending a cease and desist...

Can I be sued for purched debt?

What's the name of the collection agency threatening to sue you?

How long can a collection co come after you on a repossesed car? Can this go back on my credit report after falling off?

Collection agecnies may collect on debt as long as they want. However, collection agencies may not threaten legal action or take legal action on...

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Can i get a fradulent overdue balance off my Credit record?

You should dispute your credit report. To dispute credit report errors, you should: 1. Get a free copy of your credit report...

Do I have to pay collection agency?

Most likely, the collection agencies either purchased the debt (junk debt buyer) or was hired by the original creditor (hospital, doctor, etc.) to...

We are dealing with a Propery management co. and their Collection agency, who do we sue and, do we need an Attorney?

Before answering your question, I would need to know if your daughter broke the lease? In other words, does your daughter actually owe the...

I fitness club forged my name on a contract and has me in collections.

You should also send a written dispute, certified mail return receipt, to the collection agency. If you do not dispute the debt within 30 days of...

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Debt Collector and Validation letter: to send or not to send? I believe the debt is not mine.

You should dispute the debt within 30 days of receiving the letter from NCO. If you do not dispute the debt within 30 days of receiving the the...

AFNI, a collections company, is trying to collect on debts from 1998 and 2003--will this effect my credit report?

I agree with Alan Walton's response. Have you checked your credit report to see if these accounts are being reported on your credit report? You...

I've been making monthly payments to a collection agency which for the last 5 months havent sent me current statements.

You should send the collection agency a letter, certified mail return receipt, requesting an updated statement. Who is the collection agency? I...