Archived
Me and my mother own a two flat in Chicago she wants me to sign a quit claim deed, will I still be responsible for mortgage?
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Answered on January 18, 2014
I agree with the previous answers. Additionally, I'd like to point out that if the loan is FHA, it's also possible for your mother to assume the...
Archived
We filed Chapter7 3 years ago and mortgage was NOT reaffirmed. Foreclosure is NOT on our credit report. Can we get a mortgage?
Sandra's answer
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Answered on January 18, 2014
Whether or not you can obtain a mortgage at this time depends on a number of factors, including but not limited to your overall credit history,...
Archived
I believe that the house I am renting is on foreclosure, how do I find out?
Sandra's answer
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Answered on January 18, 2014
There are a few ways you could go about it. As pointed out by one of my esteemed colleagues, you can check the court docket at...
Archived
Is my traditional ira safe from my mortgage company, and can I purchase a condo ? I surrendered my home.
Sandra's answer
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Answered on January 18, 2014
If you are asking if a traditional IRA is safe from a judgment creditor, the answer is yes. A traditional IRA is a retirement plan under the...
I sent in my RMA application yesterday, would this stop foreclosure proceeding?
Sandra's answer
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Answered on January 18, 2014
My esteemed colleagues are correct. Dual tracking is permitted in Illinois.
As to whether you dispute the validity of the debt -- I recommend...
Archived
Do I need an attorney for
Sandra's answer
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Answered on November 04, 2012
Your mother should file a certificate of error. Here is the link to the form from the Cook County Assessor's web site. ...
Archived
Declared bankruptcy witch included hoa fees
bank in forclosing on mortgage but hoa sent us an eviction notice what do we do now
Sandra's answer
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Answered on September 04, 2012
It sounds as if you may not have paid any new HOA fees that accrued after filing the bankruptcy. When you file for bankruptcy, the only HOA fees...
Archived
My ex-girlfriend is filing bankruptcy and we still have debt together a house and a motorcycle. What does this mean for me?
Sandra's answer
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Answered on September 04, 2012
I agree with the previous poster -- your girlfriend can't just "remove her name" from the debts. You'd need to get new loans or assume the loans. ...
Archived
Is there anything I can do to prolong the move out date granted by the judge?
Sandra's answer
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Answered on June 10, 2012
I agree with Mr. Fish that you should call an attorney right away to determine your options. As Mr. Leahy noted, you can buy yourself a minimal...
Archived
Lost reaffirmation paperwork
Sandra's answer
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Answered on June 10, 2012
Are you sure that you did not sign something else? At first blush, it sounds as if you didn't sign a reaffirmation agreement for either mortgage,...
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