Archived
Why does a bankruptcy attorney ask whether you are current on your mortgage payments What is the impact of behind to BK?
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Answered on June 09, 2017
The other answers are correct. Moreover, knowing if the mortgage is behind, and how much, is essential to prepare the bankruptcy documents...
Archived
I signed a quit claims deed 10 years ago divorcing my husband. I was told this released me from the property. The problem is, h
Sandra's answer
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Answered on May 08, 2017
A quitclaim deed releases your ownership interest in the property, but if you agreed to a mortgage, the debt itself isn't released. Because your...
Archived
My wife passed away in October of last year.I am filing bankruptcy,do I include her medical bills on my bankruptcy?
Sandra's answer
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Answered on February 25, 2017
Yes, you should. Medical bills have been found by the courts to be a "family expense" in Illinois under the Family Expense Act. She also likely...
Archived
Where or what resource can I use to find an attorney to make a limited appearance
Sandra's answer
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Answered on November 06, 2016
Limited scope representation is allowed in Illinois, but with the facts that you describe, it may be difficult to find an attorney who would be...
Archived
My husband is making bankruptcy. We officially married. My question is: it will not affect me?
Sandra's answer
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Answered on November 21, 2015
I realize it seems odd because your income is considered along with your husband's for the purposes of the means test, but under the facts that you...
Archived
Real Estate Lian
Sandra's answer
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Answered on November 02, 2015
I agree with the previous answers.
I'd like to add that, if you have been sued in the Chicago area and a judgment has already been entered, the...
Determine value of car in Kelly Blue Book by? (Chapter 7 Bankruptcy)
Sandra's answer
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Answered on August 19, 2015
If you are using KBB, you are better off using the private party value. Homestead exemption: no. Wild card: yes. I agree that most trustees...
Archived
We have been in foreclosure for 4 years & they will not work with us
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Answered on May 27, 2015
You should consult with a qualified foreclosure/loss mitigation/real estate attorney in your area to see if they can help identify your options....
Archived
Can I argue in my defense I never defaulted on a foreclosure?
Sandra's answer
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Answered on January 02, 2015
I agree with the other posters. It certainly can't hurt to sit down with a qualified foreclosure lawyer. Many will go outside of their immediate...
Archived
I owe a significantly amount of money and I am having a hard time making my payments I see my self robbing petter to pay paul.
Sandra's answer
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Answered on January 02, 2015
Try calling a couple of lawyers to get an idea how much they would charge. It may be more affordable than you think. The bankruptcy law actually...
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