I need a foreclosure lawyer. BAC has screwed up my loan and now is throwing my home into foreclosure, which I want to fight.

Check with the local bar association and ask for the lawyer referral service.

Appliances, furniture, electronics, clothing, jewelry, artwork, etc. are "personal" property. Your home is "real" property.

Chap 7 and Reaffirmation Agreement

You do not have to sign it. You must reaffirm a debt while you are in bankruptcy. Moreover, there's no reason for you to reaffirm -- if you...

I Owe About 60,000.00 in Credit Card Debt, Iam On SS Disability And Cant Pay This,.

Even an unsecured creditor can take assets if the creditor has a judgment against you. If you have a home, for example, the creditor can obtain a...

Can a second loan on the home be discharge and if not what is the proses for reaffirmation .

Without more information, your Chapter 7 question cannot be completely answered. I can tell you that any debt that you do not include on your...

How to word response to summons.

Your answer should address all numbered allegations in the complaint one by one by admitting, denying, or stating that you have insufficient...

We are a small business wanting to do our own debt collection is there a limit how many times a day we can call a customer

It sounds as if you want to know if the Fair Debt Collection Practices Act would apply to your company. The Act defines “debt collector” as (1)...

Orignal loan was morgage now being called an home equity loan by the new servicer, we don't qualify for a loan in that amount

I agree with the previous poster. You should definitely consult an attorney to analyze your closing documents, as well as any correspondence and...

My mortgage company has been sitting on my request for loan modification package for 4 months. Now they want to foreclose.

Sadly, I hear similar stories in the foreclosure courtroom all the time. Unless you applied for Home Affordable Modification, the fact that you...

I need advice on how to properly complete a Chapter 7 bankruptcy form (no attorney) with home foreclosure also in the mix.

Your question highlights the importance of consulting an attorney if at all possible. Have you tried contacting a legal aid organization to see if...