Is a deed of lieu a good option instead of waiting for the bank to foreclose after chapter 7 bankruptcy?
Ahmad's answer
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Answered on September 16, 2017
This is a discharge violation. A violation of the FDCPA and if you told them to stop a violation of the TCPA. There is a video about the TCPA at...
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I pulled my credit report and a collection agency is reporting my debt at a higher charge than what the original creditor is say
Ahmad's answer
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Answered on March 17, 2017
There is a strict standard. They must report accurate information to a credit reporting agency. This is a potential 1692 E8 claim under the FDCPA....
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How do I get an incorrect debt removed from my credit report?
Ahmad's answer
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Answered on March 12, 2017
Good evening. You have options:
1. Send a written Dispute that is detailed to all three major bureaus.
2. Wait for response.
3. If it is...
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Being sued for old credit card debt
Ahmad's answer
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Answered on March 02, 2017
There is a limit to the time a credit card company can sue you on such a debt. Please come contact an attorney asap. If they are even alluding to...
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Can I sue?
Ahmad's answer
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Answered on March 02, 2017
You are a victim of a massive bankruptcy stay violation. They not only owe to pay your attorney fees but also owe you damages. Seek out an attorney...
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Do I have any legal recourse if a lady I had an affair with is going to expose me unless i pay her $2000.00
Ahmad's answer
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Answered on February 12, 2017
Talk to an attorney first and then that attorney will most certainly refer you to the authorities. You need protection.
Can we sell our house if we did not reaffirm debt in our discharged chapter 7 bankruptcy done 6 years ago?
Ahmad's answer
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Answered on February 12, 2017
Yes you can. You do not need approval if the case is closed and the property has been abandoned by the trustee.
Archived
Why would i get a call from someone to talk about a legal matter when i haven't received any paperwork?
Ahmad's answer
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Answered on July 02, 2016
I t may be a collection agency. Check your credit report as that may shed light on the subject.
Archived
I filed a chapter 7 bankruptcy and is still paying on my home however I want to keep and account is up to date.
Ahmad's answer
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Answered on July 02, 2016
They do not have to report anything unless the contract says otherwise. It rarely does. However when and if they report they must report accurately.
Debt collector put a hold on my checking account completely, what are my options before contacting them?
Ahmad's answer
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Answered on January 05, 2016
The first $4,000 in cash you have is exempt in a Chapter 7 filing. Speak to a qualified consumer attorney ASAP and do that first chance you get. I...
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