Does a Memorandum of Judgment have to be filed in the debtor's county for the judgment to appear in his/her credit report?

The way it works is that the credit reporting agencies or third party services provides like Lexis to provide public record information. It will...

Can you pay the debt to a collector once the suit is filed to stay out of court ?

Yes. However if you have other debt consult with a bankruptcy attorney as well to eliminate all your debt and secure a fresh start if necessary....

In a civil suit, Is an individual protected from bankruptcy when he plead guilty to Battery?

No Sir. Battery is not dischargeable Ina Chapter 7. However a chapter 13 is what is known as a super discharge. Find an attorney who understands...

We're on a fixed income and we've fallen behind in our mortgage we want to file chapter 13 to stop any foreclosure.

Ocwen ASC Greentree SLS Caliber Carrington Wilshire etc. these are all servicers. The longer they are managing a loan in default the longer they...

Is it correct that the only way federal student loans may be discharged in chapter 7 is if they are 7 years old?

No you cannot discharge the debt however at the end of the day these are written contracts. Written contracts just like most everything else have...

Designating cash received from parents as gift or income?

I must concur. You must tell the truth. Whatever is a gift is a gift. A loan is a loan. You must list it for what it is. Period.

Unsecured lien?

I love these fact patterns. Really. This may be a discharge violation. Not only do owe them nothing you may have a least two violations of Federal...

As Attorney Adams stated, if you are on social security and have no other assets that can be seized then you are judgement proof. Your daughter...

I just went thru a foreclosure.The second mortgage lender send me a 1099- A to pay taxes on the balance. What should I do?

Check with a tax professional. Secure a CPA letter for you own records. It costs around 150 to 200 for peace of mind.

My car was repossessed after me and the lender came to a agreement after i start back work again i will catch backup with the

Contact a consumer lawyer. It smells like you were victimized here. Report to the Attorney Generals office asap. No delay.