What do I do when a collection agency calls me and I have never opened credit with then?

You should talk with them. Often it is a mistake that you can work out with a telephone call. If you cannot work it out easily, ask for a...

I found that the mortgage company has filed a case against me in court for the balance of the loan after foreclosure.

You have many issues here and should consult with an attorney. With respect to your specific questions: (1) You should be served with a lawsuit,...

In short, somebody currently owns the park, and some party has a right to collect its rent. You should pay the proper party. The tricky part may...

Can I file a chapter 13 just to strip the 2nd Lien from my primary residence without having any other debts

I am not aware of any jurisdiction where a second mortgage obligation was discharged in a previous chapter 7 could be stripped in a subsequent...

Assuming this is a Chapter 7, you cannot simply withdraw your case. You need permission from a judge. Typically, a trustee would not object...

Can a Amended QDRO be listed in chapter 13?

It is important to schedule the debt (and all other debts) in the bankruptcy schedules. Whether the debt could be reduced or eliminated is a much...

Can a judgement creditor freeze my bank account if it only has $100 in it

I don't know the process in Indiana, but in Illinois you have exemptions, which is property that you can exempt from a garnishment of this sort. In...

Credit card settlement question

You want your credit report to be truthful. If there is an error, then it should be corrected or removed. If you settle a debt, then you would...

I'm being sued in small claims court for a debt my wife at the time incurred can in get out of it in small claims court?

If you agreed with the creditor that you would pay the bill (by, for example, co-signing the loan) then you are responsible to pay it (and they can...

If person dies and owes a lot in medical bills can the beneficiary on bank accounts still get money?

The assets in a joint account or a pay on death account should receive the assets. The asset in the account (assuimg it was set up properly) is...