I filed a chapter 7 in October it was discharged in January. I just received a $1,300 bill from peoples gas am i responsible
Robert's answer
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Answered on February 20, 2019
Generally, you are not responsible for debts incurred prior to the date of filing. I suggest you contact your attorney for assistance to determine...
Can a judgment creditor garnish future rent from the landlord of a judgment debtor?
Robert's answer
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Answered on February 07, 2014
I don't think yo would get much success trying to collect from the landlord (unless the landlord owes the judgment debtor anything or is holding...
Archived
Does a subcontractor have to bring a claim for unpaid balance against contractor first before collecting from lien on property
Robert's answer
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Answered on December 16, 2013
You do not have to pursue the contractor first. If the proper steps are taken, you can go after the homeowner directly. You should work with an...
UNCONDITIONAL MORTGAGE COMMITMENT vs. CONDITIONAL MORTGAGE COMMITMENT
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Answered on December 16, 2013
It may not be a question of the seller having an "issue" with the the condition; it may be that the lender has an "issue." It is prudent and...
Can a judgement lien be put against a cooperative?
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Answered on November 25, 2013
When you go to sell the coop (some day), there will typically be a lien and judgment search to ensure that the purchaser is getting clean title to...
Can a company or creditor retract a collection from a collection agency?
Robert's answer
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Answered on August 13, 2013
Truthful information should remain on your credit report, but untruthful information can and should be removed.
Archived
If my son has made arrangements to pay student loan why am i still being sued as a co-signer to the loan
Robert's answer
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Answered on August 13, 2013
It may be that the settlement that your son signed protected him but not you. Simply because a creditor is accepting less than its contractual...
Archived
I owe debt that is more than 5 years old & now live overseas. Can I file for bankruptcy? Would I be liable upon my return?
Robert's answer
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Answered on August 13, 2013
Actually, you do not have to live here for 91 or 180 days to file here. You only have to have lived here longer than any other U.S. jurisdiction...
Archived
I am the co-signer of a vehicle loan and would like to file chapter 7, will this negatively affect the primary borrower?
Robert's answer
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Answered on August 01, 2013
Even if the payments are being made, the account may show "in bankruptcy" on your mother's credit report. This may make it a bit more difficult...
Archived
Question on Debt Collection
Robert's answer
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Answered on August 23, 2011
I would be willing to bet that it is a scare tactic, but whether it is or it isn't, you really shouldn't be scared. The best way to find out is...