Archived
I am current on my first mortgage with Chase, my taxes are current. My 2nd mortgage with OCWEN is in default can they foreclose
Daniel's answer
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Answered on November 23, 2013
Legally, yes, your second mortgage holder can foreclose. But, they will not because they would have to pay off the first mortgage. And, because...
Can a qdro be amended in chapter 13 bankruptcy
Daniel's answer
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Answered on November 11, 2013
The short answer is, no, the Bankruptcy Court cannot change the QDRO. But, the other issue is whether he plans on paying in through the Chapter 13...
Archived
Are second mortages usually discharged in chapter 7 bks?
Daniel's answer
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Answered on November 10, 2013
The Bankruptcy eliminates your personal liability for the mortgages. That's why they are showing that way on your credit report. However,...
Archived
In my foreclosure documents, the bank added all the missed payments from the bankruptcy until the foreclosure (2.5 years).
Daniel's answer
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Answered on November 09, 2013
You haven't said what you want to do. Are you looking to catch up with the house? Because you are not liable on the debt if you let the property...
Archived
As an authorized third party on a home mortgage, can I file a b/k and include the lender in the schedules?
Daniel's answer
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Answered on November 09, 2013
As the other attorneys mentioned, this problem is much too complicated to tackle without an experienced attorney. Before doing anything, call an...
Archived
If I file a chapter 7 almost 3 years ago. Can I file a chapter 13 to get my vehicle back from a repossession.
Daniel's answer
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Answered on November 09, 2013
Most likely, yes, you can file a Chapter 13 to get the vehicle back. But, you need to act quickly, before it is sold at auction. As the other...
Archived
What is the total legal cost of a Chapter 13 Bankruptcy.filing?
"Ballpark"
Daniel's answer
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Answered on November 02, 2013
Chapter 13 legal fees can vary from attorney to attorney. In the Northern District of Illinois, there is a "no-look fee", for which courts approve...
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Archived
So i filed a chapter 7 it hasn't been discharged just yet but will be on NOV 5th i filed on my own.I have over $8,000 in parking
Daniel's answer
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Answered on November 02, 2013
It is possible to file a new Chapter 13 case to include the parking tickets in a new case. However, there may be restrictions on whether you can...
Archived
How should I go about foreclosure?
Daniel's answer
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Answered on October 26, 2013
You haven't said what your goal is. Do you want to try to save your house? If so, you'd need to have enough income to make your mortgage...
Archived
Can I safeguard the family home from spouse's bankruptcy filing following divorce?
Daniel's answer
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Answered on October 26, 2013
This is a very complicated divorce situation. You need to contact an experienced divorce attorney in your area. And, you should contact a...
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