Archived
Bank foreclosed but didn't take the property and canceled auction on property and started sending me monthly statements
Daniel's answer
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Answered on December 28, 2013
It depends on whether you want to stay in the house or not. You should be careful about staying in the property, because there's no insurance on...
Archived
If one person files bankruptcy and the spouse . both names are on the credit cards.can that spouse be liable for that debt
Daniel's answer
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Answered on December 28, 2013
Yes, the spouse can be held liable if she is on the account. It is also possible that she could be sued if she is an authorized user on the...
Archived
My home has a sale date of January 3, 2013
Daniel's answer
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Answered on December 21, 2013
Even though you filed Chapter 7 Bankruptcy 2 1/2 years ago, you still could file Chapter 13 to stop the sale. You have no time to present a...
Archived
What can I do to prep (docs, research, strategy) for court on Jan. 2; being sued for a credit card balance? Goal: settlement/mo
Daniel's answer
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Answered on December 21, 2013
Call a bankruptcy lawyer right away to discuss your options. If this is your only debt, it may or may not be worth it to file for bankruptcy. ...
I'm 24 should I file bankruptcy?
Daniel's answer
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Answered on December 21, 2013
Your age is only 1 factor to consider. If you are 24, 34, or 44, struggling with debt can hold you back, and can prevent you from being able to...
Archived
Can creditors go after a veterans disability check
Daniel's answer
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Answered on December 15, 2013
Generally, no, the creditors cannot sieze your VA Disability money. However, you need to be sure that no other money goes into that account. If...
Archived
Judegement on credit card
Daniel's answer
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Answered on December 15, 2013
The short answer, generally, is, yes, they can. However, you would have had the right to defend the lawsuit before any court could get a judgment....
Archived
I took out a loan for 30000. only went to school for 4 months. do i need to pay the full amount?
Daniel's answer
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Answered on December 15, 2013
First, it depends on the type of loan you took out. If it is a student loan funded by a governmental agency, then yes, you'll need to pay that...
Archived
I am expecting bank to file foreclosure any day now & do not wish to keep my home. MY DIL was denied & short sale unsuccessful.
Daniel's answer
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Answered on December 09, 2013
You can file a bankruptcy at any time in the process. You may be eligible for Chapter 7 (debt elimination) or Chapter 13 (payment plan), depending...
Archived
Filing Chapter 13, should we file before year end or wait until we get our tax return?
Daniel's answer
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Answered on December 01, 2013
Most likely, it is best to wait until after you get the refund (the money) from the tax return. Then you can use the money to pay your lawyer. ...
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