Questions answered by Christine B. Adams

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How can I get a late payment removed from my credit bureau report

Christine's answer | Answered on September 13, 2013

You can use the below link to dispute your credit reports.

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I recently moved to Nevada from California, there is a judgment against my husband in Cali., the creditors are now trying to

Christine's answer | Answered on September 13, 2013

It appear you live in a community property states, most debts incurred by either spouse during the marriage are owed by the "community" (the...

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Can a creditor lien be released on my home if my spouse has filed a quit claim deed? The lien was on the property first.

Christine's answer | Answered on September 13, 2013

Judgment lien can make a home sale difficult. Judgment liens are court awards for money owed to a creditor; the liens are attached to the debtor's...

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How to handle a collection agency for a payday loan debt?

Christine's answer | Answered on September 13, 2013

There is no real way to solve this problem. If you cannot pay, they will enforce their rights and obtain a judgment. If you have other debts you...

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Why I need to disclose my prior bankruptcy case?

Christine's answer | Answered on September 13, 2013

It is the current law, your attorney is correct, it probably has not effect on your property, and if you do not trust your attorney then maybe you...

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I am in month 53 of a 60 month chapter 13 plan. My monthly payment is $173 a month. Does Colorado allow for an early payoff?

Christine's answer | Answered on September 13, 2013

You should not pay it off early. You should call your trustee and ask them what they need for you to get permission to get a car. You will need to...

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If you owe taxes to the IRS, can they attach you wages to get repayment? Is there any recourse if they try to do that?

Christine's answer | Answered on September 13, 2013

Yes they can defiantly garnish your wages. You first order of business is to contract them and work out some sort of payment arrangement. You may...

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My wife and I bankrupted 3.5 years ago. My credit report shows mortgage was bankrupted. Since lender reported can we get deed?

Christine's answer | Answered on September 13, 2013

Mr. Riddle is correct. You mortgage was discharged. You are in a stay and pay situation now.

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I filed bankruptcy in 2008 which was discharged in 2008. I am trying to close on my house now realizing that I have some

Christine's answer | Answered on September 13, 2013

Unfortunately, it appears that the liens were not avoided in your Chapter 7 prior to the discharge. The is probably the reason the liens are...

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I need clarity on a discharge issue

Christine's answer | Answered on September 13, 2013

You need to contact the attorney that filed your chapter 7. This appears to be a violation of the discharge, if they charging you debts that have...

Christine B. Adams's Answers (2742)

How can I get a late payment removed from my credit bureau report

I recently moved to Nevada from California, there is a judgment against my husband in Cali., the creditors are now trying to

Can a creditor lien be released on my home if my spouse has filed a quit claim deed? The lien was on the property first.

How to handle a collection agency for a payday loan debt?

Why I need to disclose my prior bankruptcy case?

I am in month 53 of a 60 month chapter 13 plan. My monthly payment is $173 a month. Does Colorado allow for an early payoff?

If you owe taxes to the IRS, can they attach you wages to get repayment? Is there any recourse if they try to do that?

My wife and I bankrupted 3.5 years ago. My credit report shows mortgage was bankrupted. Since lender reported can we get deed?

I filed bankruptcy in 2008 which was discharged in 2008. I am trying to close on my house now realizing that I have some

I need clarity on a discharge issue