Bankruptcy for co-signor

Just to add on what Mr. Dizon told you. You should pull your credit report, that will indicate whether the mortgage company obtained a deficiency...

Where can i find information regarding debt collectors and creditor's rights in WA? Specifically regarding communal assets?

You should go to the link below, they discuss individual state laws regarding your situation.

Is there a way to cancel wage garnishment of 20% a month if you have children and are having difficulty paying for food/bills?

I agree with the attorneys, file a bankruptcy right away. If you cannot afford one, then contact the court or legal aid in your area.

I received a collection letter in the mail that offered a settlement of $0.00. Can I hold the company to this?"

I agree with Mr. Leroi. Keep copies and maybe send via certified mail for prove later if you need it.

What steps should I take now? Am I to receive the deed?

Wow it seems as though you have a free house to sell. Make you you get insurance on it and sell it once the lien is released.

My chapter 7 case was dismissed for failure to make the first court fee payment.

Some will get electronic notices but the others will have to be sent them all notice that the case was reinstated by you. Assuming you do not...

What can we do when our service provider referred our account to the collection agency unannounced?

Your expectation was the medical provider would, once it agreed to handle the insurance forms, take reasonable care in processing your insurance...

This question does not make sense. Why do you need the Plaintiffs attorney to send a voluntary dismissal if the judge order relief? The bank should...

Can I by a house if I have been making mortgage payments (payments current) on the house that I did not reaffirm and underwater?

Yes there is nothing stopping you. You should close on your new house before you stop making the payments on the current mortgage.

If a judge told an attorney to forward an assignment during discover, do I still need to file a request in court?

When you return to court tell the judge that you never received what she Ordered them to turnover. Let the creditor explain it to the judge.