Both Attorneys gave you great advise and I also think you should sit down with a bankruptcy attorney to find out your options.

How can I find out if there is an I-12 form pending to garnish my wages?

Also, pull your credit report at annualcreditreport.com or creditkarma.com

Can a Abstract of Judgement attach to homes I purchase in the future, even though the debt has been discharges in chapter 13?

I agree with both attorneys, now you need to sit down with an attorney and get advise based on your circumstances.

What are my options for dealing with a debt collection law office?

Attorney Eblen gave you excellent information. If you cannot negotiate with the law office it is better to be pro active. Call an attorney in your...

In a marriage where husband is a gambler. I am thinking about filing bankruptcy ($25,000 in debt). Is that the best. Im with son

I agree with Attorney Wrobel, there is not enough space or time to answer your questions, but you should spend some time reading Nolo on...

Should I send 'Verification of Debt' letter by certified mail?

It would not hurt to send it certified, that way you have proof someone received your dispute letter. You may also want to obtain information for...

You may not always be aware that a judgment has been entered against you; perhaps you did not attend your court hearing, or the judgment was...

Wife served summons for debt that incurred before marriage.

Just to add on what the prior attorney said, you may want to separate your money.

Why is it ok for the Landlord to send a presumed debt to collection without first contacting me?

You can dispute the debt with the collection company. You may want to incorporate the statutes you are mentioned to make a stronger case, also keep...

In small claims court in Lacawanna PA, I was awarded about $6,000.00 and they have no intention of paying. How can I collect?

I agree with Attorney Rothstein, there are too many factors when it comes into collections of debt. Since the debtor has to pay any attorney fees,...