Attorney Ben L. Schneider's Legal Cases

Chapter 13 bankruptcy

Chapter 13

Dec 14, 2009

OUTCOME: Chapter 13 Plan Confirmed

The Debtors had a very good annual income, but were over their heads with credit card debt and deficiency judgments. After carefully creating a detailed monthly budget, the trustee objected for reasons ... that were not given to us. We struggled to understand the trustee's objections and were kept in the dark with each successive court appearance. Finally, we were able to piece together a new monthly budget that was approved by the trustee. This budget was much more complex and accounted for past expenses and future projected expenses. The trustee and judge approved this budget and the Chapter 13 Plan was confirmed.

Bankruptcy and debt

Chapter 7

Jan 05, 2009

OUTCOME: Discharge granted

A client came to me seeking help dealing with his debt. He had close to $1,000,000 in unsecured debt from foreclosed property deficiencies. We filed a Chapter 7 petition and after a having more than th ... e usual number of conversations with the United States Trustee, the discharge was granted and my client and his family were able to start their lives over again.

Bankruptcy and debt

Chapter 13

N/A

OUTCOME:

A husband and wife came to my office and told me "I don't know what's going on, we make a good living but at the end of every month we're always broke!" They were right, they did make a good living and ... were always running short on income. The problem stemmed from an excess of credit card debt that had slowly accumulated over the years. We filed a Chapter 13 petition and formed a plan that works with their income and will insure that they do not struggle with payments.

Ben L. Schneider's Legal Cases (3)

Chapter 13

Chapter 7

Chapter 13