It all depends on whether your mother personally guaranteed the hospital debt. In most cases, the surviving spouse is not personally liable for the...

I am sorry that you find yourself in this situation. This is a very complicated case to sort out and cannot be done in a short post such as this...

Be weary of anyone calling you out of the blue like that. Do you know of any delinquent accounts that may have been put into collections?

I would offer them as little as possible. You will need to "take their temperature" by calling and asking to settle the debt and then lowballing...

While you may be able to settle the debt this way you still need to be cautious. Do not confuse payment of a debt with a dismissal of the lawsuit....

Can i keep my home

In many cases a Chapter 7 bankruptcy can lead to a reaffirmed mortgage debt. A chapter 13 filing is not always necessary but the answer is case...

Bankruptcy?

Yes, a 401k is an exempt asset in Illinois. You should consult with an attorney before taking any bankruptcy related steps because you may have...

Does a person have to file for bankruptcy in the county where they live?

The debtor files for bankruptcy in the County in which they have a permanent residence. In this case, if your sister has a permanent residence in...

Bankruptcy chappter 7

This concern is not something for you to worry about, you can file for bankruptcy and have your liability discharged and your ex-husband will have...

Selected as the best answer

I live in Illinois. Can my wife file Chapter 7 in her name only? We are separated.

Yes you may file separately, but there are some considerations in doing so. You should consult an experienced Bankruptcy Attorney about this before...