Sometimes a debtor can file a chapter 7 even when his income is above the median income by proving higher expenses than normally allowed. The...

If I am making payments on a debt can they turn me over to a collection agency ?

The sad truth is that a creditor can turn a debt over to a collection agency and/or an attorney even if you are making payments. However many...

Will I go to jail?

You weren't put in jail because you owe money. Most likely you were put in jail because you didn't appear at a citation to discover assets. This...

Congrats on your upcoming wedding. Your fiance is already protected from liability on the student loan. With a few exceptions your debts will be...

Is new leaf ligtimitiment? Are they a rip off. They are saying pay them $220 a month, and in 3 month resulting in low bills

Rather than a debt consolidation have you considered filing a chapter 7 or chapter 13? A chapter 13 is a payment plan through the courts for 3 to...

I am working with a couple in TN, who is in a chapter 13 for about 8 months. Can they with the court's approval buy a house?

In my experience creditors are not lending money to debtors while in a chapter 13 is plan. The theory is that all extra income payments are...

Can I pay less money on a debt if I cannot pay what is expected?

Sometimes creditors are very stubborn, pushing for a payment you can't afford. You could try making the payment that you can afford regardless of...

My ex wife is threatening to sue me for money used to discharge our chap 13 filing.

If there is nothing in the divorce decree about you reimbursing your ex then she is probably out of luck. But I don't practice in a community...

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I ran a credit report on my 18 year old daughter since we will be looking into colleges soon. She already has a derogatory mark.

If your daughter is already 18 then it is very likely that you don't have legal standing to do anything. Of course your daughter has standing. ...

Should I bother getting a lawyer or just forfeit my $8000?

At the very least you should contact a lawyer or two for a consultation to see whether you have a viable case. Don't make a decision until you...