Archived
Does a bankruptcy discharge of debt prior to a foreclosure preclude credit bureaus from reporting an "in rem" final judgment?
Lynda's answer
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Answered on March 14, 2014
Unfortunately you have it wrong. The credit bureaus can report the foreclosure on your credit report. The credit bureaus correctly reported the...
Archived
During my Chapter 7 bankruptcy, can I be using the maximum $15,000 Missouri homestead exemption to protect my property despite?
Lynda's answer
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Answered on March 14, 2014
Missouri isn't the only state so "Amish". Illinois has the same lousy $15,000. exemption. If you are asking whether you waived the $15,000....
Archived
How to get a court case changed from open to closed with a stay from another court assigned to it.
Lynda's answer
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Answered on March 14, 2014
Have your debts been discharged and has the bankruptcy case been closed yet? If so, you could call the creditor's attorneys and ask them to...
Archived
Settled An old CC debt with AAC on 2/26 but was still Served the next day, Should I still produce a Answer?
Lynda's answer
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Answered on March 14, 2014
Check the court website daily. I think you should call the creditor DAILY until the "paid in full" letter is in your hand and the case is...
Archived
I have a sallie mae personal loan opened in 2003 and it went into collection in 2007. can I be forced to pay back this loan?
Lynda's answer
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Answered on March 13, 2014
If you are talking about a Sallie Mae loan then you are almost certainly talking about a student loan which can't be discharged in bankruptcy...
I received a notice of Chapter 7 Trustee's application for authority to employ [attorney] as special consultant.
Lynda's answer
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Answered on March 13, 2014
It sounds like a class action. You aren't going to get a bill. Any attorney's fees will be paid out of the recovered funds. I don't think you...
Archived
Tax Refunds after Discharge with Non-Filing Spouse
Lynda's answer
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Answered on March 13, 2014
If you haven't used all of your wildcard exemption it's possible for your attorney to amend the bankruptcy to protect some of the refund. Contact...
Archived
Bankruptcy question on a car loan
Lynda's answer
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Answered on March 12, 2014
Check your bankruptcy schedules to see whether the car was included. It's possible the car was listed as a debt but you just didn't reaffirm the...
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Archived
Is it better to file bunkruptcy in my own before I get married, I owe credit card and hospital bills. And don't want my
Lynda's answer
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Answered on March 12, 2014
If you are sure your fiance has no interest or need to file a bankruptcy himself it might be easier to file your bankruptcy before you get married....
Archived
During Chapter 7 bankruptcy, most lawyers say NOT to reaffirm my mortgage but what if I plan to stay at my house for 15+ years?
Lynda's answer
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Answered on March 12, 2014
You are NOT correct. If you file a Chapter 7 Bankruptcy your mortgage payments are paying down your debt and you are accruing equity in your home...
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