Even though the lender hasn't responded you still have to prove undue hardship. Do you know how to prove it? I think it's time to get an attorney...

Should i file for a divorce first or bankruptcy and is it to late for bankruptcy after being separated for 2yrs

The other attorneys have already answered your basic question. But I would just like to add that you CANNOT be arrested for unpaid bills in the...

Is their still time for me to file bankruptcy now after being separated from my spouse for 2yrs

You can file a joint bankruptcy if you are separated but still married. Once you get a divorce you each have to file separate bankruptcies. Of...

Bankruptcy

If you filed a Chapter 7 over 8 years ago you can file another Chapter 7. Many times I am contacted by clients who are close to the 8 year...

Can I be contacted about debts incurred after my bankruptcy has been filed?

You can be contacted for any debt that incurred after the date of filing your bankruptcy. It doesn't even matter if you had prior debts from the...

If your married can your spouse file bankruptcy Without the other spouce

There is no requirement that married spouses must file a joint bankruptcy. An ideal time for only one spouse to file bankruptcy is when one spouse...

Usually when your debts are discharged the case is closed within a few days. Assuming the Chapter 7 is closed you can sell your home at any time. ...

$1700.00 for Ch. 7 in KY. Is this excessive or average?

$1,700. sounds a little excessive to me for a simple no asset bankruptcy and debts of $14,000. Keep looking.

You should file an answer to avoid a default judgment. Contacting the lawyer and offering a settlement is not admitting guilt and won't hurt your...

Is calling a hospital illegal when collecting debt?

I think calling the hospital to verify the debtor is really there is acceptable. But actually talking to the debtor when he is staying in the...