Archived
Must I file bankruptcy to get out of a second mortgage on a home? If foreclosure occurs, what would my legal obligation be?
Lynda's answer
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Answered on June 04, 2014
I think you meant to say you quit claimed your homestead rights. Because you are a co-signer you are just as responsible for the second mortgage...
I have a DOR Child Support Bank Levy on my checking account. What is the fastest way to have it removed? I can't pay my bills.
Lynda's answer
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Answered on June 04, 2014
In Illinois it is the normal practice for child support to be deducted from paychecks. You state you can't pay your bills because you owe child...
Archived
How do i garnish someones checking account, when there is a judgement against them?
Lynda's answer
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Answered on June 03, 2014
The easiest way to collect your money would be to hire an attorney who does collections. But if you decide against getting a lawyer you have to...
Archived
Discharged from chap 7..surrendered home. whats best, short sale, deed in lieu, will any of these cost me money in the end??
Lynda's answer
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Answered on June 02, 2014
Because you listed your mortgage on your bankruptcy you will not owe any taxes even if the Bank sends you a 1099 down the road. Any of the 3...
Archived
What to do with Vehicle in bankruptcy?
Lynda's answer
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Answered on May 30, 2014
Go ahead and buy or lease another vehicle. Tell the dealer you have already made plans for your 2007 SUV (eg. private buyer) so do NOT trade it...
Archived
Can a debt collector garnish the wages of the references I put down?
Lynda's answer
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Answered on May 30, 2014
If you are truly just a reference you are not liable on the debt. Do you remember signing anything? Don't pay them. I doubt they will really sue...
How can an arrest warrant be issued in a civil case for debt collection???
Lynda's answer
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Answered on May 30, 2014
A warrant in a civil case is different from a warrant in a criminal case. When a case is filed and a judgment is awarded the plaintiff is allowed...
Archived
Can a bank put a lien on a house I bought after the bankruptcy?
Lynda's answer
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Answered on May 30, 2014
Since you listed your mortgage on your bankruptcy the bank cannot take any collection action against you and that includes filing a lien to collect...
Archived
In ch 13 since oct 2013, lawyer not following through we have done our part 4 cort dates resch. how do we make him do his job
Lynda's answer
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Answered on May 30, 2014
You can also threaten to take up the matter with the Disciplinary Commission for Attorneys in your state if you think there is negligence involved....
Archived
Creditor sue to recover the debt
Lynda's answer
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Answered on May 30, 2014
When your friend co-signed for the car was she put on title too? If not you don't have to worry. If she was on title hopefully she signed the...
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