If so, in what way are 401k contributions affected during a chap 7/13 bankruptcy?

You will have to stop your current contributions to a 401K plan when you file a Chapter 13. The theory is that extra income after allowable...

I am being sued by a Collection Agency.

I don't know the answer about how backed up the court system is in California. But you must file a written response to the lawsuit, usually within...

Can my car be "repo"ed even though the full loan balance was charged off by lender when my Chapter 7 was discharged?

Even though your debt was discharged the lender still has a lien on the car. They can indeed repossess the car however you won't owe any...

You are required to list your student loans on the bankruptcy. Listing your student loans on your Schedule F, Summary and Creditor Matrix does not...

If I marry a man who is deeply in debt, would I also be liable for his debt. If so, could this be avoided by a pre-nup?

You are not responsible for your fiance's debts that were incurred before you married unless you co-signed for some of them. The third party...

I filed bankruptcy in 2010 and kept a property I now need to foreclose on.

Since you did not reaffirm the mortgage you do not need to reopen your bankruptcy case. When you stop making payments the mortgage company will...

If you filed for chapter 7 in DEC 2012, how long before you have to resume payments?

You are responsible for your new debts after the initial filing date of the Chapter 7. If you filed a Chapter 7 in December, 2012 and incurred a...

What happens to my second mortgage if I decide to do a loan modification even tho it was discharged in bankruptcy?

If you do a loan modification with your mortgage company you are basically signing a new loan - post bankruptcy. The protection you had from...

Can I be charged criminally for not paying a payday loan even thought I have filed a bankruptcy

This is scam to make you pay for a debt that has been discharged in bankruptcy. If the collection agency is contacting you for any reason after...

Can Bankruptcy Trustees wait until home value goes up and then take your home in an chapter 7 ?

No. A bankruptcy trustee looks at the value of the home as of the time the bankruptcy was filed. The 341 meeting is usually about a month after...

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