Do I have to pay late fees and attorney fees if I was never notified of the association? I am willing to pay the dues in full.

It will be your word that you never received a letter from the collection attorney versus the attorney's word. That's a no win situation. Pay all...

Follow up to previous question - instead of going bankrupt, would it be better for me to get into a consolidation program?

I think it would be better for you to try to negotiate with the creditor rather than a consolidation program. Too many of them are scams. But if...

I googled the website and found a paid ad for a bankruptcy typing service. The ad had too many falsehoods to count. Did you ever hear the old...

Bounced checks are just like any other debt and can be discharged in bankruptcy. The types of debts that cannot be discharged are recent income...

Should I get a attorney

Even if you are sued for owing a debt you WON'T GO TO JAIL. These are particularly unscrupulous debt collectors and I would not even bother...

Should I foreclose and declare bankruptcy sell at below what I owe or give back deed

I think you should stay in the house without paying for as long as you can so let the foreclosure process take place. It takes almost a year to be...

Difference between Chapter 7 and 13 Bankruptcy.

The filing fee for a chapter 7 is $335. The filing fee for a chapter 13 is $310. but of course in a chapter 13 you will be making payments into a...

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Bankruptcy question. My Utv and pickup was broken into 9/25/14 several items stolen 20,000 worth. The same week my

Yes you will be able to make amendments to your petition. Talk to your lawyer on Monday and he will make the necessary changes.

If I get married, will my wife to be, be responsible as much as me for an outstanding debt?

Your wife will not be responsible for your debts and shouldn't be sued. It looks like the 20K debt will be past the Statute of Limitations soon. ...

Bankruptcy and bank accounts, etc...

In my jurisdiction the trustee typically reviews 2 years of income tax returns and 2 to 6 months of paycheck stubs. Occasionally the trustee will...