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Illinois Insurance Attorney


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After working as a partner in a national insurance firm, David Roe now provides aggressive, focused representation in insurance coverage, general liability, automobile insurance, rental car insurance and professional liability coverage issues to insurance companies, business and individuals. As author of Illinois Automobile Insurance Law published by Thomson/West, David wrote the book on insurance coverage in Illinois. He has also created numerous Illinois CLE seminars with


From detailed coverage opinions to declaratory actions, David represents clients in Chicago, Illinois, and other states in insurance matters including general liability, car insurance and complex toxic tort litigation involving duty to defend, high limit insurance coverage, allocation and priority of payment issues, ranging from under $1 million to over $600 million.


Clients have included insurance companies, businesses in insurance disputes, attorneys seeking coverage under professional liability policies, individuals with homeowner insurance, automobile insurance, rental car insurance issues, and others facing insurance coverage issues.


When a business is faced with an insurance coverage dispute or an attorney is faced with a coverage question that extends beyond their area of experience, an effective option is to call on outside coverage counsel with extensive experience to handle difficult or high limit cases on an as-needed basis.


David assists risk managers and corporate counsel by providing experience with insurance law questions while providing the benefit of counsel on-call only when needed. This offers the avenue to obtain an answer quickly and efficiently while reducing legal expenses.


Companies and attorneys have access to an insurance law attorney for discrete issues without the need to maintain a full time insurance coverage attorney within their organization.


Insurance Coverage Disputes can include:


  • Insurance coverage disputes under commercial general liability policies, homeowner insurance, car insurance, property insurance, and rental car insurance.

  • Attorney professional liability coverage issues including late notice, known claims, denial of coverage and other claims made policy coverage issues.

  • Coverage issues arising from pollution exclusions, toxic tort, mold, flood, construction defects and similar general liability issues.

  • Questions such as the recovery limits in automobile insurance policies, Uninsured or Underinsured (UM, UIM) Limits and allocation or coordination of insurance coverage.

  • Claims for medical benefits under ERISA benefit plans, health care coverage and employer sponsored plans. 

  • Assisting Attorneys and Corporate Counsel

  • Business representation includes assisting plaintiff counsel who want to temporarily work with an attorney experience with difficult and high limit insurance disputes, declaratory actions or litigating policy limits.

  • Serving as outside counsel for business risk managers, providing insurance coverage opinions to corporate counsel and litigating for or in conjunction with in-house counsel.

  • Serving businesses, risk managers and in-house counsel with coverage disputes including duty to defend, advertising injury, property damage, personal injury, toxic tort coverage, mold litigation, rail transfer facilities, manufactured gas plants, pollution bodily injury and property damage claims and construction defect claims.


Practice areas


  1. Insurance: 80%
    23 years, 500 cases
  2. Business: 20%
    23 years, 500 cases



Free consultation (30 minutes)

Payment types:

Cash, Check

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Contact info

Law Office of David Roe

1699 Wall Street.
Suite. 530
Mount Prospect, IL, 60056-0093

Law Office of David Roe

1699 Wall Street
Suite 530
Mount Prospect, IL, 60056-0093

Law Office of David Roe

180 N. LaSalle St.
Suite. 3700
Chicago, IL, 60601



ILActive And Authorized To Practice Law199605/11/2016
MIActive And In Good Standing199305/14/2016
We have not found any instances of professional misconduct for this lawyer.
Avvo contributions
Legal answers
Award nameGrantorDate granted
George P. Doherty AwardKeller Graduate School of Management2006
American Jurisprudence Award for Professional ResponsibilityThomson Reuters1992
Chicago Bar Association Moot Court Third Place TeamChicago Bar Association1992
First Place National Competition Best Speaker/OralistChicago Bar Association1992
Work experience
TitleCompany nameDuration
PartnerLaw Office of David Roe2007 - Present
PartnerClausen Miller2001 - 2007
Association namePosition nameDuration
Illinois State Bar AssociationManaging Editor, ISBA Insurance Publication, The Policy2002 - 2009
Illinois State Bar AssociationManaging Editor of The Policy2000 - 2008
Michigan Bar AssociationExecutive Council Member, Young Lawyer's Section1994 - 1996
Legal cases
Case nameOutcome
Clarendon v BGKSuccessful appeal addressing Duty to Defend
Farm Bureau Insurance Co. v. Alamo Rent-A-CarCourt determined insurance coverage issue.
W.E. O'Neil v. AetnaCourt found an effective selective tender
See all legal cases 
Publication nameTitleDate
Illinois Civil Jury Instructions Companion HandbookCivil Jury Instructions Companion Handbook2008
Illinois Practice Series: Illinois Vehicle InsuranceIllinois Vehicle Insurance2007
Southern Illinois University Law JournalSurvey of Law: Insurance2007
School nameMajorDegreeGraduated
Keller Graduate SchoolMasters of Businesss AdministrationMBA2006
Michigan State University College of LawLawJD - Juris Doctor1993
Speaking engagements
Conference nameTitleDate
ApexCLE CLE PresentationTargeted Tenders Under John Burns2008
Illinois State Bar AssociationInsurance Law: Everything You Want To Know—And Should Ask2007
PLRB/LIRB Claims Conference & Insurance Services ExpoInsurance Coverage for the Acts of Minors under a Homeowner Insurance Policy2005
PLRB/LIRB Claims Conference & Insurance Services ExpoInsurance Coverage for the Acts of Minors under a Homeowner Insurance Policy2004
New York CLE PresentationBad Faith and the Claims File2004
Illinois State Bar Association Annual MeetingUninsured/Underinsured Insurance Coverage2004
Illinois State Bar Association Annual ConferenceInsurance Coverage Law Update2002