1st & 2nd mtg discharged CH7 BK in 2009; 1st mtg foreclosed on property in 2012; what happened to 2nd mtg ?

If it is true that your personal liability was discharged on the second mortgage through chapter 7 bankruptcy, and there is no longer a lien since...

I started HAMP program over 1 year ago. Made all 3 payments and I am still waiting for an answer on approval or denial.

Unfortunately this is not an uncommon situation. You are doing everything correctly, you made all your payments under the trial and you continue...

Do I have to pay rent to my landlord who has this house in foreclosure?

If you are required to pay rent under a rental agreement then you will need to continue paying your rent. If you have been informed by a third...

How do I get my money back

Your landlord has violated your rental agreement and should immediately refund the payment to you, along with the security deposit being...

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My landlord taped a ten day notice on my back door is that proper service

I agree with the other answers. Taping a letter to your door does not constitute proper notice. Chances are your landlord is attempting to evict...

Is there any way to disband joint tenancy. I put my 2 children on my title (not my loan) and they won't sign refinance papers?

You didn't mention this, but have you asked them to sign quit claim deeds? If they are willing to quitclaim the property to you, and they are not...

Does my old landlord have the right to keep my deposit and add additional charges?

I agree with Attorney Dunn. The landlord cannot use your security deposit to finance his repairs. If it is true that the damage was through no...

Nation Star Bank filed foreclosure on our home after we met all their requirements not to.

Most likely Nationstar was not in close contact with their attorneys, so their attorneys were unaware of the loan workout at the time they filed...

Can I purchase a house again?

As Mr. Van Hemert points out, it is technically possible to get an FHA mortgage within 1 year from foreclosure. You can contact FHA and inquire...

My house is up for short sale. My bank (a credit union) said they would short sale it but i would have to pay the balance.

I agree with Mr. Rogers. A short sale can potentially prevent any personal deficiency judgment against you (whereby the bank could pursue you for...