My loan also chain of title) has been sold/transferred so many times not certain WHO owns my note, how do I find out?

Did you mention if there was a foreclosure action pending. In any litigation, the defendant has a right to discovery - to see the documents they...

Deed in Lue instead of forclosure

There is a Deed-in-lieu of foreclosure. However, this will not help you in advance of a foreclosure. If the mortgage company could contract away...

Do I have to worry about transfer of claim, pro se bankruptcy in California?

As a practical matter, it will not effect you in any way. What is happening is the creditor who filed the proof of claim has sold the claim, for...

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Filing chapter 7. Own 1/2 of paid off vacation property out of state. If my 1/2 worth 30k & I can exempt only 20k. Likely result

It really goes to the value, and who the Trustee is. I know of Trustee's who will not go after property unless there is a substantial benefit to...

My husband and I dont know if to file our taxes together or separatly since I am a US citizin and we are planning on filing for

Generally the benefits of a married couple filing jointly far outweigh other considerations. I don't think the filing status will have any impact...

When a borrower takes out a mtg and a HELOC on the same date and the property is foreclosed, is the HELOC always a second?

Anytime you are purchasing property at auction - you should do your homework. Generally you have assess to the title through the county and you...

If the Bank is working with us after being served Foreclosure Summons do we have a chance of keeping our home?

Absolutely. If you get current on your loan, the foreclosure case should be dismissed in a timely manner. I hope this...

Just to clarify - You filed bankruptcy in June 2011 and the Trustee kept the case open in order to collect his share of the tax refund in 2012? If...

My father died and left the house to his wife and me. She lives in the house and wants me to pay half the taxes and repairs.

You mention your father left the the house to his wife and you. I assume this was through a will. Does the will grant her a life estate? If the...

Federal tax penalty

You must take action to stop this. An attorney can do an investigation to discover exactly what happened and why you are paying this amount of...